122 Galley Dr, Moneta, VA 24121 Property Records

Franklin County property record for 122 Galley Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,429 sqft · built 2007
Lot Size	1.1 acres (48,134 sqft)
Owner	Individual Name on File
Tax Bill	$3,351 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jun 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`031 04-045 00`

Property Details

APN / Parcel Number

Primary APN	`031 04-045 00`
Alternative APN	`7916`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,429 sqft Living Area
Gross Area	5,643 sqft
1st Floor Area	2,002 sqft
Basement Area	2,723 sqft
Finished Basement	1,000 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2017
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	48,134 sqft (1.1 acres)
Terrain	Rolling
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	152 sqft
Deck Area	521 sqft
Patio Area	551 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	7916
Street Address	122 GALLEY DR
City	MONETA
State	VA
Zip	24121-2310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	THE WATER FRONT LOT 45 SECTION 3
Legal Subdivision	THE WATER FRON
Legal Lot Number	45
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	2
Census Block	2012
Census Tract	20104

Owner

122 Galley Dr is owned and occupied by an individual.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	122 GALLEY DR, MONETA, VA 24121-2310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jun 13, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	122 GALLEY DR, MONETA, VA 24121-2310
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 GALLEY DR, MONETA, VA 24121-2310

Mortgage

Document Number	0012001249
Date	Jun 21, 2023
Book Page	1200/1249
Instrument	230003507

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jun 13, 2022
Property Address	122 GALLEY DR, MONETA, VA 24121-2310
Document Number	0011852279
Book / Page	1185 / 2279
Map Reference	MB 352 PG 1319
Instrument Date	Jun 10, 2022
Instrument	220004587
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 GALLEY DR, MONETA, VA 24121-2310

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

The 2025 property tax bill for 122 Galley Dr was $3,351.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,351.00	$779,300 Land $56,200 Building $723,100	$779,300 Land $56,200 Building $723,100
2023	$3,021.00	$495,300 (-) Land $40,700 Building $454,600	$495,300 (-) Land $40,700 Building $454,600
2022		$495,300 Land $40,700 Building $454,600	$495,300 Land $40,700 Building $454,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 Galley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Galley Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Galley Dr

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