122 Frankfort Rd, Lancing, TN 37770 Property Records

Morgan County property record for 122 Frankfort Rd, Lancing, TN 37770

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,536 sqft · built 1998
Lot Size	3.5 acres (152,460 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Aug 2026)
Tax Bill	$1,052 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`065092 02800`

Property Details

APN / Parcel Number

Primary APN	`065092 02800`
Alternative APN	`092 02800`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	152,460 sqft (3.5 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	704 sqft
Shed	1 Shed
Shed Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	122 FRANKFORT RD
City	LANCING
State	TN
Zip	37770-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 08, COUNTY AREA: M01
Jurisdiction	MORGAN TN
Township / Civil Division	4
Census Block Group	2
Census Block	2041
Census Tract	110200

Owner

122 Frankfort Rd is owned and occupied by two individuals who bought it in August 2026.

Source: Morgan County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	122 FRANKFORT RD, LANCING, TN 37770-2233
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Warranty Deed, Transfer · Conventional Mortgage ENRICHMENT FEDERAL CREDIT UNION
Jun 25, 2021	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2026 · Amount on File
Deed Sale	Aug 21, 2026 · Amount on File
Prior Sale	Jun 25, 2021 · Amount on File
Deed Document Number	202696994
Deed Book / Page	366 / 606
Transfer Doc	0071000587
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN TN
Recording Date	Aug 21, 2026
Property Address	122 FRANKFORT RD, LANCING, TN 37770-2233
Document Number	0000096994
Book / Page	366 / 606
Instrument Date	Aug 19, 2026
Instrument	202696994
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 FRANKFORT RD, LANCING, TN 37770-2233

Mortgage

Document Number	0000096995,
Date	Aug 21, 2026
Instrument	202696995

Lender

Name	ENRICHMENT FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN TN
Recording Date	Jun 25, 2021
Property Address	122 FRANKFORT RD, LANCING, TN 37770-2233
Document Number	272/114
Book / Page	272 / 114
Instrument Date	Jun 15, 2021
Instrument	75617
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	RADIANT TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,006.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 FRANKFORT RD, LANCING, TN 37770-2233

Mortgage

Document Number	75619
Date	Jun 25, 2021
Instrument	75619

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 122 Frankfort Rd was $1,052.

Source: Morgan County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,052.00	$38,700 Land $3,975 Building $34,725	$154,800 Land $15,900 Building $138,900
2023		$38,700 Land $3,975 Building $34,725
2022	$967.00
2021			$154,800 Land $15,900 Building $138,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 122 Frankfort Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 18, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Frankfort Rd is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 88% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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