122 Forest Ave, Commerce, GA 30529 Property Records

Jackson County property record for 122 Forest Ave, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	1 ba · 864 sqft · built 1964
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Feb 2026)
Tax Bill	$1,854 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Feb 2024 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C16 063`

Property Details

APN / Parcel Number

Primary APN	`C16 063`
Alternative APN	`9445`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Heated Area
1st Floor Area	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2012
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	176 ft deep x 140 ft wide
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9445
Street Address	122 FOREST AVE
City	COMMERCE
State	GA
Zip	30529-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOTS 4 & 5 E.E. RUFFIN PLAT BK 3 PG 185
Legal Subdivision	E E RUFFIN
Legal Block	3
Legal Lot Number	4,5
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2010
Census Tract	10300

Owner

Source: Jackson County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	122 FOREST AVE, COMMERCE, GA 30529-1723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Limited Warranty Deed, Transfer · Conventional Mortgage PREMIER MORTGAGE
Feb 7, 2024	Warranty Deed, Transfer
Jul 14, 2023	Warranty Deed, Transfer
Oct 25, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Oct 28, 2020	Grant Deed, Transfer AMERICAN FIN'L NTWK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2026 · Amount on Record
Deed Sale	Feb 10, 2026 · Amount on Record
Prior Sale	Jul 14, 2023 · Amount on Record
Deed Book / Page	118W / 111
Prior Transfer Date	Feb 7, 2024
Prior Transfer Doc	00109R0571
Record Updated	Sep 20, 2026

February 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 10, 2026
Property Address	122 FOREST AVE, COMMERCE, GA 30529-1723
Document Number	00118W0111
Book / Page	118W / 111
Instrument Date	Feb 6, 2026
Transaction Type	Transfer
Record Updated	May 4, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.15
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 FOREST AVE, COMMERCE, GA 30529-1723

Mortgage

Document Number	000118W112
Date	Feb 10, 2026
Instrument	118W/112

Lender

Name	PREMIER MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2056

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 7, 2024
Property Address	122 FOREST AVE, COMMERCE, GA 30529-1723
Document Number	00109R0571
Book / Page	109R / 571
Instrument Date	Feb 7, 2024
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 FOREST AVE, COMMERCE, GA 30529-1723

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Jul 14, 2023
Property Address	122 FOREST AVE, COMMERCE, GA 30529-1723
Document Number	00107H0353
Book / Page	107H / 353
Instrument Date	Jun 30, 2023
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	122 FOREST AVE, COMMERCE, GA 30529-1723

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 25, 2022
Property Address	122 FOREST AVE, COMMERCE, GA 30529-1723
Document Number	00104L0521
Book / Page	104L / 521
Instrument Date	Oct 25, 2022
Instrument	2022-005085
Transaction Type	Transfer
Record Updated	Nov 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 FOREST AVE, COMMERCE, GA 30529-1723

Mortgage

Document Number	00104L0000000523
Date	Nov 3, 2022
Book Page	000000104L/0000000523

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 28, 2020
Property Address	122 FOREST AVE, COMMERCE, GA 30529-1723
Document Number	00092G0065
Book / Page	00092G / 000065
Instrument Date	Sep 23, 2020
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	122 FOREST AVE COMMERCE GA 305291723, COMMERCE, GA 30529-1723

Mortgage

Document Number	92G0067
Date	Oct 28, 2020
Book Page	00092G/000067

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,854.00 (+13.26%)	$69,440 (+17.06%) Land $25,280 Building $44,160	$173,600 (+17.06%) Land $63,200 Building $110,400
2024	$1,637.00 (+3.41%)	$59,320 (+10.92%) Land $15,160 Building $44,160	$148,300 (+10.92%) Land $37,900 Building $110,400
2023	$1,583.00 (+16.83%)	$53,480 (+27.94%) Land $15,160 Building $38,320	$133,700 (+27.94%) Land $37,900 Building $95,800
2022	$1,355.00	$41,800 Land $11,360 Building $30,440	$104,500 Land $28,400 Building $76,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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