North Kingstown Town property record for 122 Ferry Rd, Saunderstown, RI 02874
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,993 sqft · built 1890 |
| Lot Size | 0.228 acres (9,950 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,295,000 (Feb 2025) |
| Tax Bill | $9,497 (2025) |
| Deeds & Mortgages | Aug 2022 Reverse Mortgage Mar 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NKIN M:001 B:093 |
| Primary APN | NKIN M:001 B:093 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,993 sqft Living Area |
| Gross Area | 4,183 sqft |
| 1st Floor Area | 1,243 sqft |
| Attic | Attic |
| Attic Area | 750 sqft |
| Basement Area | 777 sqft |
| Unfinished Basement | 777 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,950 sqft (0.228 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 82133 |
|---|---|
| Street Address | 122 FERRY RD |
| City | SAUNDERSTOWN |
| State | RI |
| Zip | 02874-3918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR |
| Legal Block | 93 |
| Jurisdiction | NORTH KINGSTOWN RI |
| Township / Civil Division | NORTH KINGSTOWN |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 50402 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Saunderstown Historic District listed 1985 · 69 contributing resources · NRIS 85001647 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: North Kingstown Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 40 GODEN ST, BELMONT, MA 02478-3003 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Aug 22, 2022 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE AMERICA LLC |
| Mar 18, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Oct 12, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2025 · Amount on Record |
| Deed Sale | Feb 14, 2025 · Amount on Record |
| Prior Sale | Aug 29, 2001 · Amount on Record |
| Deed Document Number | 2025481 |
| Deed Book / Page | 3677 / 154 |
| Prior Transfer Date | Mar 15, 2022 |
| Prior Transfer Doc | 003493-237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Property Address | 122 FERRY RD, SAUNDERSTOWN, RI 02874-3918 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0003529-28 |
|---|---|
| Date | Aug 22, 2022 |
| Book Page | 3529/28 |
| Instrument | 4050 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.28% |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Recording Date | Mar 18, 2022 |
| Property Address | 122 FERRY RD, SAUNDERSTOWN, RI 02874-3918 |
| Document Number | 003493-237 |
| Book / Page | 3493 / 237 |
| Instrument Date | Mar 15, 2022 |
| Instrument | 1207 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 122 FERRY RD, SAUNDERSTOWN, RI 02874-3918 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Recording Date | Oct 12, 2021 |
| Property Address | 122 FERRY RD, SAUNDERSTOWN, RI 02874-3918 |
| Document Number | 3453-251 |
| Book / Page | 3453 / 251 |
| Instrument Date | Sep 30, 2021 |
| Instrument | 6451 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: North Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | North Kingstown Town |
| Unified School District | North Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,497.00 (+5.58%) | $860,200 (+37.13%) Land $560,100 Building $300,100 | $1,084,629 |
| 2023 | $8,995.00 | $627,300 Land $406,000 Building $221,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 25 (1978–2024) |
| Claims Outside the SFHA | 7 of 25 |
| Most Recent Claim | May 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 85% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NORTH KINGSTOWN serves 27,732 people · EPA ID RI1559517 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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