122 Elmer Ave, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 122 Elmer Ave, Schenectady, NY 12308

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,906 sqft · built 1930
Lot Size	0.101 acres (4,440 sqft)
Owner	2 Individual Names on File
Last Sale	$123,000 (Jan 2017)
Tax Bill	$5,843 (2026)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.27-2-50`

Property Details

APN / Parcel Number

Primary APN	`421500 49.27-2-50`
Alternative APN	`150004902700020500000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,906 sqft Living Area
1st Floor Area	992 sqft
2nd Floor Area	914 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,440 sqft (0.101 acres)
Lot Dimensions	111 ft deep x 40 ft wide
Garage Type	Mixed
Garage Area	209 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	229 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	122 ELMER AVE
City	SCHENECTADY
State	NY
Zip	12308-3323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND GARAGE
Legal Block	2
Legal Lot Number	50.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2007
Census Tract	20800

Owner

122 Elmer Ave is owned and occupied by two individuals who bought it in January 2017.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	122 ELMER AVE, SCHENECTADY, NY 12308-3323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2017 · Amount on File
Deed Sale	Jan 27, 2017 · Amount on File
Prior Sale	Mar 25, 2008 · Amount on File
Deed Document Number	20174446
Deed Book / Page	1955 / 349
Record Updated	Oct 29, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 27, 2017
Property Address	122 ELMER AVE, SCHENECTADY, NY 12308-3323
Document Number	0000004446
Book / Page	001955 / 000349
Instrument Date	Jan 27, 2017
Instrument	4446
Transaction Type	Transfer
Record Updated	Feb 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$492.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 LAFAYETTE ST SCHENECTADY NY 123052033, SCHENECTADY, NY 12305-2033

Mortgage

Document Number	4447,
Date	Jan 27, 2017
Book Page	004739/000242
Instrument	4447

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 122 Elmer Ave was $5,843 with a veteran's exemption, up 2% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,843.00 (+1.95%) Veteran's exemption
2025	$5,731.00	$129,900 Land $19,500 Building $110,400	$215,102 Land $32,290 Building $182,812
2023		$129,900 (-) Land $19,500 Building $110,400	$164,430 (+3.8%) Land $24,683 Building $139,747
2022		$129,900 Land $19,500 Building $110,400	$158,415 Land $23,781 Building $134,634
2021	$5,489.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 Elmer Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 122 Elmer Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880