Burke County property record for 122 Elm St, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,172 sqft · built 1947 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Apr 2011) |
| Tax Bill | $758 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1783535403 |
| Primary APN | 1783535403 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,172 sqft Living Area |
| 1st Floor Area | 1,172 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 40,946 sqft (0.94 acres) |
| Garage Type | Carport |
| Garage Area | 392 sqft |
| Carport | Carport |
| Carport Area | 392 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 208 sqft |
| Patio Area | 24 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Lean-To | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 122 ELM ST |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-4100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MEDIUM INT |
| Legal Description | 122 ELM ST MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 21400 |
122 Elm St is owned and occupied by two individuals who bought it in April 2011.
Source: Burke County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 122 ELM ST, MORGANTON, NC 28655-4100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2011 · Amount on File |
| Deed Sale | Apr 21, 2011 · Amount on File |
| Deed Document Number | 20113607 |
| Deed Book / Page | 1959 / 410 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 122 Elm St was $758, up 0.7% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $758.00 (+0.66%) | $118,363 (-) Land $24,182 Building $94,181 | $118,363 (-) Land $24,182 Building $94,181 |
| 2025 | $753.00 | $118,363 Land $24,182 Building $94,181 | $118,363 Land $24,182 Building $94,181 |
| 2023 | $750.00 | $118,363 Land $24,182 Building $94,181 | $118,363 Land $24,182 Building $94,181 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 122 Elm St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 122 Elm St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Compas X-Stream Cable | 1,000 / 50 |
May also be available: Spectrum.
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