122 Elm St, Everett, MA 02149 Property Records

Middlesex County and Everett City property record for 122 Elm St, Everett, MA 02149

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,028 sqft · built 1926
Lot Size	0.072 acres (3,123 sqft)
Owner	2 Trust Names on Record
Last Sale	$455,000 (May 2020)
Tax Bill	$10,099 (2026)
Deeds & Mortgages	May 2020 Sale Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N00004 000009 01`

Property Details

APN / Parcel Number

Primary APN	`N00004 000009 01`
Alternative APNs	`EVER M:N0 B:04 L:000009` `M:N00 B:004 L:000009-01` `N00004 00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,028 sqft Living Area
Gross Area	4,683 sqft
1st Floor Area	876 sqft
Basement Area	1,139 sqft
Unfinished Basement	1,139 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,123 sqft (0.072 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	N00004 000009 01
Street Address	122 ELM ST
City	EVERETT
State	MA
Zip	02149-5128
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	DD
Legal Subdivision	EVERETT
Legal Block	4
Legal Lot Number	9
Jurisdiction	EVERETT MA
Township / Civil Division	EVERETT
Census Block Group	2
Census Block	2006
Census Tract	342102

Owner

Source: Middlesex County and Everett City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	209 CHELSEA ST, EVERETT, MA 02149-4683
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 16, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Sep 8, 2017	Quit Claim Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2020 · Amount on Record
Deed Sale	May 5, 2020 · Amount on Record
Prior Sale	Sep 8, 2017 · Amount on Record
Deed Document Number	202067471
Deed Book / Page	74610 / 567
Prior Transfer Date	May 4, 2020
Prior Transfer Doc	74610-567
Record Updated	Oct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EVERETT MA
Recording Date	May 5, 2020
Property Address	122 ELM ST, EVERETT, MA 02149-5128
Document Number	74610-567
Book / Page	074610 / 000567
Instrument Date	May 4, 2020
Instrument	67471
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$2,075.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	122 ELM ST EVERETT MA 021495128, EVERETT, MA 02149-5128

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	122 ELM ST, EVERETT, MA 02149-5128
Document Number	70103-300
Book / Page	070103 / 000300
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70103-300
Date	Oct 20, 2017
Book Page	070103/000300
Instrument	9997

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EVERETT MA
Recording Date	Sep 8, 2017
Property Address	122 ELM ST, EVERETT, MA 02149-5128
Document Number	69907-259
Book / Page	069907 / 000259
Instrument Date	Sep 7, 2017
Instrument	146281
Transaction Type	Transfer
Record Updated	Sep 26, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,508.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122-124 ELM ST EVERETT MA 021495128, EVERETT, MA 02149-5128

Mortgage

Document Number	69907-262
Date	Sep 8, 2017
Book Page	069907/000262
Instrument	146282

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2047

Tax Assessment & Valuation

Source: Middlesex County and Everett City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,099.00 (+16.12%)	$800,200 (+4.79%) Land $249,800 Building $550,400	$831,222
2025	$8,697.00 (+7.74%)	$763,600 (+8.4%) Land $233,600 Building $530,000
2024	$8,072.00 (+2.13%)	$704,400 (+4.98%) Land $212,800 Building $491,600
2023	$7,904.00	$671,000 Land $203,500 Building $467,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERETT WATER DEPT. (MWRA) serves 49,075 people · EPA ID MA3093000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	150 / 150
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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