122 Elder St, Lincoln, RI 02865 Property Records

Cranston City property record for 122 Elder St, Lincoln, RI 02865

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,170 sqft · built 1949
Lot Size0.115 acres (5,009 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Mar 2026)
Tax Bill$4,901 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Jul 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4-10700-00

Property Details

APN / Parcel Number

Primary APN4-10700-00
Alternative APN
  • LINC M:01 L:050.0 U

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,170 sqft Living Area
Gross Area2,340 sqft
1st Floor Area780 sqft
Basement Area780 sqft
Unfinished Basement780 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,009 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number4-10700-00
Street Address122 ELDER ST
CityLINCOLN
StateRI
Zip02865-3216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRG7
Legal Lot Number50.0
JurisdictionLINCOLN RI
Township / Civil DivisionLINCOLN
Census Block Group1
Census Block1015
Census Tract11702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Pawtuxet Village Historic District
listed 1973 · 417 contributing resources · NRIS 73000050

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cranston City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address122 ELDER ST, LINCOLN, RI 02865-3216
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Person

Deeds, Mortgages & Sale History

DateDocument
Mar 11, 2026Warranty Deed, Transfer
FALL RIVER FIVE CENTS SAVINGS BANK
Jul 1, 2025Warranty Deed, Transfer · Stand-Alone First Mortgage
ARCHWEST LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2026 · Amount on Record
Deed SaleMar 11, 2026 · Amount on Record
Prior SaleJul 1, 2025 · Amount on Record
Deed Document Number202610940
Deed Book / Page2584 / 305
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN RI
Recording DateMar 11, 2026
Property Address122 ELDER ST, LINCOLN, RI 02865-3216
Document Number002584-305
Book / Page2584 / 305
Instrument DateMar 10, 2026
Instrument2026010940
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 ELDER ST, LINCOLN, RI 02865-3216

Mortgage

Document Number002584-307
DateMar 11, 2026
Book Page2584/307
Instrument2026010941
Lender
NameFALL RIVER FIVE CENTS SAVINGS BANK
TypeBank
Agreement
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN RI
Recording DateJul 1, 2025
Property Address122 ELDER ST, LINCOLN, RI 02865-3216
Document Number002561-354
Book / Page2561 / 354
Instrument DateJun 30, 2025
Instrument2025008549
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 HUCKLEBERRY LN, CANTON, MA 02021-2462

Mortgage

Document Number2025008550
DateJul 1, 2025
Instrument2025008550
Lender
NameARCHWEST LENDING LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cranston City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityCranston City
Unified School DistrictCranston School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,901.00 (+10.33%)$362,500 (+34.56%) Land $161,900 Building $200,600$457,487
2023$4,442.00$269,400 Land $126,100 Building $143,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims20 (1979–2024)
Claims Outside the SFHA17 of 20
Most Recent ClaimJan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCNE - NEW LONDON TURNPIKE ENTRY POINT
private · serves 9,999 people · EPA ID RI2980453
Water SourcePurchased groundwater from KENT COUNTY WATER AUTHORITY
Last State InspectionJul 2025
Also Mapped HerePROVIDENCE-CITY OF
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2018
E. coli
not recorded as resolved · Dec 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Elder St

Nearby Streets

Search Property Records by Address or Parcel Number