122 Edenvale Ct, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 122 Edenvale Ct, Watsonville, CA 95076

Property Summary

Property Type	Recreational Vacant Land
Details	4 bd · 4.5 ba · 6,614 sqft · built 2003
Lot Size	5.08 acres (221,285 sqft)
Owner	2 Company Names on Record
Last Sale	$2,800,000 (Nov 2025)
Tax Bill	$30,004 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`109-201-37`

Property Details

APN / Parcel Number

Primary APN	`109-201-37`
Alternative APN	`109-201-37-000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	6,614 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2019
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	221,285 sqft
Garage Type	Attached
Garage Area	1,038 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	120 EDENVALE CT
City	WATSONVILLE
State	CA
Zip	95076-9779
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	A
Legal Subdivision	PM55 8
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1034
Census Tract	123300

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	120 EDENVALE CT, WATSONVILLE, CA 95076-9779
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVOLVE BANK & TRUST
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 26, 2025	Grant Deed, Transfer · Commercial Mortgage RODERICK MCGEARY
Jul 27, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 28, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Feb 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage TRUST CO/AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Prior Sale	Dec 29, 2016 · Amount on Record
Deed Document Number	202525472
Prior Transfer Date	Feb 16, 2017
Prior Transfer Doc	0000006933
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	122 EDENVALE CT, WATSONVILLE, CA 95076-9779
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 EDENVALE CT, WATSONVILLE, CA 95076-9779

Mortgage

Document Number	0000029009
Date	May 24, 2021
Instrument	2021-0029009

Lender

Name	EVOLVE BANK & TRUST
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	122 EDENVALE CT, WATSONVILLE, CA 95076-9779
Transaction Type	Mortgage
Record Updated	Dec 11, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 EDENVALE CT, WATSONVILLE, CA 95076-9779

Mortgage

Document Number	0000026163
Date	Sep 19, 2022
Instrument	2022-0026163

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 26, 2025
Property Address	122 EDENVALE CT, WATSONVILLE, CA 95076-9779
Document Number	0000025472
Map Reference	VOL 55 PG 8
Instrument Date	Nov 19, 2025
Instrument	2025-0025472
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 EDENVALE CT, WATSONVILLE, CA 95076-9779

Mortgage

Document Number	0000025473
Date	Nov 26, 2025
Instrument	2025-0025473

Lender

Name	RODERICK MCGEARY
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	120 EDENVALE CT, WATSONVILLE, CA 95076-9779
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024698
Date	Jul 27, 2017
Instrument	2017-0024698

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 28, 2017
Property Address	120 EDENVALE CT, WATSONVILLE, CA 95076-9779
Document Number	0000006933
Instrument Date	Feb 16, 2017
Instrument	6933
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	120 EDENVALE CT WATSONVILLE CA 950769779, WATSONVILLE, CA 95076-9779

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	120 EDENVALE CT, WATSONVILLE, CA 95076-9779
Document Number	0000006193
Instrument Date	Feb 3, 2017
Transaction Type	Mortgage
Record Updated	Mar 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	29 PELICAN DR WATSONVILLE CA 950766635, WATSONVILLE, CA 95076-6635

Mortgage

Document Number	0000006193
Date	Feb 21, 2017
Instrument	6193

Lender

Name	TRUST CO/AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,800,000 (+41.92%) Land $1,800,000 Building $1,000,000
2025	$30,004.00 (+9.84%) Homeowner's exemption	$1,972,996 (+4.04%) Land $1,079,345 Building $893,651
2023	$27,316.00 (+1.37%) Homeowner's exemption	$1,896,383 Land $1,037,433 Building $858,950	$2,547,180
2022	$26,948.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	2 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: Spectrum, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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