122 Earl Rd, Inlet Beach, FL 32461 Property Records

Walton County property record for 122 Earl Rd, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 788 sqft · built 2022
Lot Size	0.292 acres (12,763 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Dec 2019)
Tax Bill	$3,064 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2019 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-3S-18-16140-000-0020`

Property Details

APN / Parcel Number

Primary APN	`36-3S-18-16140-000-0020`
Alternative APN	`1083028`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	2 Stories
Building Area	788 sqft Living Area
Gross Area	2,268 sqft

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,763 sqft (0.292 acres)
Lot Dimensions	16 ft deep x 8 ft wide
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1083028
Street Address	122 EARL RD
City	INLET BEACH
State	FL
Zip	32461-7323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT THE NE/C OF LOT 3 HIGH RIDGE EST, S 01 DEG 15'39W ALG E LN OF LOT 3 FOR 176FT TO SE/C OF LOT 3 N 88 DEG 36'41W ALG S
Legal Range	18W
Legal Township	03S
Legal Section	36
Legal Subdivision	HIGH RIDGE ESTATES
Legal Lot Number	3
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2035
Census Tract	950610

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	122 EARL RD, INLET BEACH, FL 32461-7323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Dec 2, 2019	Warranty Deed, Transfer · Line of Credit WHITNEY BANK
Dec 2, 2019	Correction Deed MITCHELL LAND AND TITLE, MITCHELL LAND & TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2019 · Amount on Record
Deed Sale	Dec 2, 2019 · Amount on Record
Prior Sale	Jul 30, 2015
Deed Document Number	20190042061
Deed Book / Page	3125 / 4755
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	122 EARL RD, INLET BEACH, FL 32461-7323
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	TIMIOS TITLE INC, TIMIOS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0032064943
Date	Jul 13, 2021
Book Page	3206/4943
Instrument	20210035145

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 2, 2019
Property Address	122 EARL RD, INLET BEACH, FL 32461-7323
Document Number	0031254755
Book / Page	3125 / 4755
Instrument Date	Nov 27, 2019
Instrument	20190042061
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	MITCHELL LAND & TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	643 E PICASSO CIR, 643, DEFUNIAK SPRINGS, FL 32433-6793

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 EARL RD, ROSEMARY BEACH, FL 32461-7323

Mortgage

Document Number	0031254757
Date	Dec 2, 2019
Instrument	3125/4757

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	WALTON FL
Recording Date	Dec 2, 2019
Property Address	122 EARL RD, INLET BEACH, FL 32461-7323
Document Number	0031254751
Book / Page	003125 / 004751
Instrument Date	Nov 6, 2019
Instrument	42058
Record Updated	Dec 18, 2019
Title Company	MITCHELL LAND AND TITLE, MITCHELL LAND & TITLE

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 E PICASSO CIR DEFUNIAK SPRINGS FL 324336793, DEFUNIAK SPRINGS, FL 32433-6793

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$350,967 (+14.43%) Land $165,920 Building $185,047	$350,967 (+14.43%) Land $165,920 Building $185,047
2024	$3,064.00 (+9.98%)
2023	$2,786.00 (+189.6%)	$306,717 (+179.36%) Land $98,914 Building $207,803	$306,717 (+179.36%) Land $98,914 Building $207,803
2022	$962.00	$109,794 Land $109,794	$109,794 Land $109,794

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 412 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	412 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Mediacom Xtream Cable	2,000 / 1,000
WOW Internet, Cable & Phone Cable	2,000 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: REV, Verizon.

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