122 E Washington Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 122 E Washington Ave, Lake Bluff, IL 60044 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,347 sqft · built 1954
Lot Size0.238 acres (10,376 sqft)
Owner2 Individual Names on File
Last Sale$880,000 (Nov 2021)
Tax Bill$22,774 (2024)
Deeds & MortgagesJan 2026 Line of Credit
Apr 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-21-105-015

Property Details

APN / Parcel Number

Primary APN12-21-105-015

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,347 sqft Living Area
Gross Area5,282 sqft
1st Floor Area1,777 sqft
Upper Floors Area1,570 sqft
Basement Area1,407 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1978
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,376 sqft (0.238 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area213 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address122 E WASHINGTON AVE
CityLAKE BLUFF
StateIL
Zip60044-2155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGE OF LAKE BLUFF JUNEAU ADD LOT 14 & W 33 FT LOT 15 BLO CK 1
Legal SubdivisionVILLAGE OF LAKE BLUFF JUNEAU ADD
Legal Block1
Legal Lot Number14,15
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group2
Census Block2039
Census Tract863300

Owner

Source: Lake County records · APN 12-21-105-015

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address122 E WASHINGTON AVE, LAKE BLUFF, IL 60044-2155
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jan 09, 2026Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE INC
Apr 03, 2023Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE INC
Nov 10, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 10, 2021 · Amount on Record
Deed SaleNov 10, 2021 · Amount on Record
Prior SaleNov 30, 2011 · Amount on Record
Deed Document Number20217842746
Prior Transfer DateFeb 22, 2001
Prior Transfer Doc0004666478
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address122 E WASHINGTON AVE, LAKE BLUFF, IL 60044-2155
Transaction TypeMortgage
Record UpdatedJan 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008143258
DateJan 09, 2026
Instrument8143258
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 08, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address122 E WASHINGTON AVE, LAKE BLUFF, IL 60044-2155
Transaction TypeMortgage
Record UpdatedApr 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007966404
DateApr 03, 2023
Instrument7966404
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 02, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateNov 10, 2021
Property Address122 E WASHINGTON AVE, LAKE BLUFF, IL 60044-2155
Document Number0007842746
Map ReferenceDOC 61381
Instrument DateSep 15, 2021
Instrument7842746
Transaction TypeTransfer
Record UpdatedNov 18, 2021
Title CompanyPROPERTY TITLE, PROPER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$880.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address122 E WASHINGTON AVE, 122, LAKE BLUFF, IL 60044-2155

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 E WASHINGTON AVE, LAKE BLUFF, IL 60044-2155

Mortgage

Document Number0007842747
DateNov 10, 2021
Instrument7842747
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueOct 01, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Bluff Village
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$369,350 (+20.59%) Land $139,144 Building $230,206$1,108,161 (+20.59%) Land $417,474 Building $690,687
2024$22,774.00 (+13.74%)
2023$20,023.00 (+3.62%)$306,297 (+5.97%) Land $115,390 Building $190,907$918,983 (+5.97%) Land $346,205 Building $572,778
2022$19,324.00$289,052 Land $108,893 Building $180,159$867,243 Land $326,712 Building $540,531

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978633002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 6 individual NFIP policies nearby
Nearby Flood Policies6 in force
6 of 6 on primary residences
Nearby Flood Claims1 (1983)
Most Recent ClaimAug 1983, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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