122 E Seaview Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 122 E Seaview Dr, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,596 sqft · built 2023
Lot Size0.194 acres (8,451 sqft)
Owner2 Individual Names on File
Last Sale$335,000 (Aug 2022)
Tax Bill$2,620 (2025)
Deeds & MortgagesAug 2022 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN5383.08.97.9866000

Property Details

APN / Parcel Number

Primary APN5383.08.97.9866000
Alternative APNs
  • 555640
  • 64446

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,596 sqft Heated Area
Gross Area2,270 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleModular
Exterior MaterialVinyl
Foundation TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,451 sqft (0.194 acres)
Lot Dimensions113 ft deep x 75 ft wide
Deck Area45 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number64446
Street Address122 E SEAVIEW DR
CityEMERALD ISLE
StateNC
Zip28594-2635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL6 BA EMERALD ISLE
Legal Block97
Legal Lot Number6
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group2
Census Block2000
Census Tract970904

Owner

122 E Seaview Dr is owned and occupied by two individuals who bought it in August 2022.

Source: Carteret County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address122 E SEAVIEW DR, EMERALD ISLE, NC 28594-2635
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2022 · Amount on File
Deed SaleAug 18, 2022 · Amount on File
Deed Document Number20221777051
Deed Book / Page1777 / 51
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateAug 18, 2022
Property Address122 E SEAVIEW DR, EMERALD ISLE, NC 28594-2635
Document Number0017770051
Book / Page1777 / 51
Map ReferenceMB 7 PG 38
Instrument DateAug 16, 2022
Instrument1777051
Transaction TypeConstruction Loan
Record UpdatedNov 24, 2025
Title CompanyTRIO ABSTRACT INC., TRITON ABSTRACT INC

Transaction

AmountAmount on Record
Tax$670.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 449, HOPE MILLS, NC 28348-0449

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 E SEAVIEW DR, EMERALD ISLE, NC 28594-2635

Mortgage

Document Number0001777052
DateAug 18, 2022
Instrument1777-052
Lender
NameLOWER LLC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term373 Months
DueSep 15, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 122 E Seaview Dr was $2,620.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$662,847 (-) Land $303,586 Building $359,261$662,847 (-) Land $303,586 Building $359,261
2025$2,620.00$662,847 Land $303,586 Building $359,261$662,847 Land $303,586 Building $359,261
2023$165,375 Land $165,375$165,375 Land $165,375
2022$802.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 122 E Seaview Dr in Zone X, an area of minimal flood risk, though there have been 86 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 604 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,140 units insured
incl. 536 condo units
Nearby Flood Claims86 (1996–2024)
Claims Outside the SFHA27 of 86
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Hurricane Florence, Sep 2018 · 68 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Ophelia, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 122 E Seaview Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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