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122 E Ramsey St, Bancroft, IA 50517 Property Records

Kossuth County property record for 122 E Ramsey St, Bancroft, IA 50517

Property Summary

Property TypeBarber/Hair Salon
Details2,955 sqft · built 1930
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$80,000 (Jul 2026)
Tax Bill$1,488 (2025)
Deeds & MortgagesJul 2026 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN10-24-187-007

Property Details

APN / Parcel Number

Primary APN10-24-187-007

Interior

Stories1 Story
Building Area2,955 sqft Gross Area
1st Floor Area2,955 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Lot Area6,534 sqft (0.15 acres)

Location & Zoning

Street Address122 E RAMSEY ST
CityBANCROFT
StateIA
Zip50517-8130
Property CategoryCommercial
Property TypeCommercial > Retail > Barber/Hair Salon
Legal DescriptionLOTS 1-2 BLK 8 O P
Legal SubdivisionORIGINAL PLAT OF BANCROFT
Legal Block8
Legal Lot Number1-2
JurisdictionKOSSUTH IA
Township / Civil DivisionGREENWOOD
Census Block Group2
Census Block2042
Census Tract950300

Owner

Source: Kossuth County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address122 E RAMSEY ST, BANCROFT, IA 50517-8130
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2026 · Amount on Record
Deed SaleJul 29, 2026 · Amount on Record
Deed Document Number20261957
Deed Book / Page2026 / 1957
Prior Transfer DateAug 30, 2012
Prior Transfer Doc2012/2981
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKOSSUTH IA
Recording DateJul 29, 2026
Property Address122 E RAMSEY ST, BANCROFT, IA 50517-8130
Document Number0000001957
Book / Page2026 / 1957
Instrument DateJul 24, 2026
Instrument20261957
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$12,847.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 E RAMSEY ST, BANCROFT, IA 50517-8130

Mortgage

Document Number0000001958,
DateJul 29, 2026
Instrument20261958
Lender
NameNORTHWEST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityBancroft City
CountyKossuth County
Unified School DistrictNorth Kossuth Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,488.00 (+3.33%)$98,470 (+12.11%) Land $6,250 Building $92,220
2024$1,440.00 (+23.71%)
2023$87,830 Land $6,250 Building $81,580$87,830 (-10.81%) Land $6,250 Building $81,580
2021$1,164.00$98,470 Land $6,250 Building $92,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBANCROFT WATER SUPPLY
serves 711 people · EPA ID IA5507085
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Winnebago Cooperative Telecom Association
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50
T-Mobile
Fixed Wireless		100 / 20

May also be available: GigFire.

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