122 E Railroad Ave, Glendale, KY 42740 Property Records

Hardin County property record for 122 E Railroad Ave, Glendale, KY 42740

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,843 sqft · built 1918
Lot Size	0.562 acres (24,481 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Mar 2024)
Tax Bill	$2,148 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`190-30-00-016`

Property Details

APN / Parcel Number

Primary APN	`190-30-00-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,843 sqft Living Area

Exterior

Year Built	Built 1918
Architectural Style	Cape Cod
Exterior Material	Frame/Masonry
Foundation Type	Raised
Lot Area	24,481 sqft (0.562 acres)

Exterior Amenities

Porch	Porch
Porch Area	112 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	122 E RAILROAD AVE
City	GLENDALE
State	KY
Zip	42740-8344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMS CORNER LT 1A
Legal Subdivision	WILLIAMS CORNER
Legal Lot Number	1A
Jurisdiction	HARDIN KY
Township / Civil Division	ELIZABETHTOWN
Census Block Group	1
Census Block	1033
Census Tract	1603

Owner

122 E Railroad Ave is owned by an individual who bought it in March 2024.

Source: Hardin County records, as of January 16, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 73, GLENDALE, KY 42740-0073
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Feb 16, 2022	Deed of Trust, Mortgage · Line of Credit THE CECILIAN BANK
Apr 6, 2022	Deed of Trust, Mortgage THE CECILIAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2024 · Amount on File
Deed Sale	Mar 4, 2024 · Amount on File
Deed Document Number	0001565189
Deed Book / Page	1565 / 189
Record Updated	Jun 8, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Mar 4, 2024
Property Address	122 E RAILROAD AVE, GLENDALE, KY 42740-8344
Document Number	001565/189
Book / Page	1565 / 189
Map Reference	CAB 1 SL 7189
Instrument Date	Mar 1, 2024
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 12, GLENDALE, KY 42740-0012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 73, GLENDALE, KY 42740-0073
Investor	Possibly a Property Investor

Mortgage

Document Number	0025111277
Date	Mar 4, 2024
Instrument	2511/1277

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	122 E RAILROAD AVE, GLENDALE, KY 42740
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E RAILROAD AVE, GLENDALE, KY 42740

Mortgage

Document Number	002427/835
Date	Feb 16, 2022
Book Page	2427/835

Lender

Name	THE CECILIAN BANK
Type	Bank
Address	ELIZABETHTOWN, KY 42701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	122 E RAILROAD AVE, GLENDALE, KY 42740
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E RAILROAD AVE, GLENDALE, KY 42740

Mortgage

Document Number	02435/1132
Date	Apr 6, 2022
Book Page	2435/1132

Lender

Name	THE CECILIAN BANK
Type	Bank
Address	ELIZABETHTOWN, KY 42701

Agreement

Amount	Amount on Record
Term	239 Months
Due	Mar 23, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 122 E Railroad Ave was $2,148.

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,148.00	$225,000 Land $25,000 Building $200,000	$225,000 Land $25,000 Building $200,000
2023		$147,600 Land $20,000 Building $127,600	$147,600 Land $20,000 Building $127,600
2021	$925.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 E Railroad Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 E Railroad Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: T-Mobile.

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