Spokane County property record for 122 E Montgomery Ave, Spokane, WA 99207
| Property Type | Bank, Financial Building |
|---|---|
| Details | 1.75 ba · 17,613 sqft · built 1948 |
| Lot Size | 0.752 acres (32,750 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,100,000 (Nov 2007) |
| Tax Bill | $13,560 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35083.3311 |
| Primary APN | 35083.3311 |
|---|
| Full Baths | 1.75 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 17,613 sqft Total Area |
| Gross Area | 15,600 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Steel Frame |
| Lot Area | 32,750 sqft (0.752 acres) |
| Lot Dimensions | 142 ft deep x 175 ft wide |
| Total Buildings | 3 Buildings |
| Cooling System | None |
|---|
| Street Address | 122 E MONTGOMERY AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99207-2219 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | GC |
| Legal Description | HEATHS 3RD: LT 1-3 BLK 33 & VAC STP 25FT E & ADJ LT1; TOG W/ HEATHS 3RD ADD W 25FT OF E 50FT OF N 142FT OF VAC PEARL ST AND E 25FT OF W 50FT OF N 142FT OF VAC PEARL ST LYG BETWN BLKS 32 & 33; TOG W/ PTN OF BNRR 50FT R/W BEING 25FT WIDE ON EITHER SIDE |
| Legal Range | 43E |
| Legal Township | 25N |
| Legal Section | 08 |
| Legal Subdivision | HEATHS 3RD ADD |
| Legal Block | 33 |
| Legal Lot Number | 1-3,1 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 2501 |
122 E Montgomery Ave, a commercial property, is owned by a company that acquired it in May 2011.
Source: Spokane County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 108 N WASHINGTON ST, 500, SPOKANE, WA 99201-5001 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2007 · Amount on File |
| Deed Sale | Nov 13, 2007 · Amount on File |
| Deed Document Number | 20075610454 |
| Last Transfer Date | May 10, 2011 |
| Transfer Doc | 0005999643 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 122 E MONTGOMERY AVE, SPOKANE, WA 99207-2219 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Title Company | SPOKANE COUNTY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0007052472 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 7052472 |
| Name | RIVERBANK |
|---|---|
| Type | Bank |
| Address | SPOKANE, WA 99202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 122 E Montgomery Ave was $13,560, down 3.7% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,560.00 (-3.73%) | $1,394,350 Land $294,750 Building $1,099,600 | $1,394,350 Land $294,750 Building $1,099,600 |
| 2025 | $14,086.00 | ||
| 2024 | $1,397,680 (+5.91%) Land $278,380 Building $1,119,300 | $1,397,680 (+5.91%) Land $278,380 Building $1,119,300 | |
| 2023 | $13,640.00 (-11.42%) | $1,319,700 Land $262,000 Building $1,057,700 | $1,319,700 Land $262,000 Building $1,057,700 |
| 2022 | $15,399.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 122 E Montgomery Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 122 E Montgomery Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Intermax Networks Fixed Wireless | 100 / 20 |
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