122 E Monte Cristo Ave, Phoenix, AZ 85022 Property Records

Maricopa County property record for 122 E Monte Cristo Ave, Phoenix, AZ 85022

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,192 sqft · built 1979
Lot Size	0.287 acres (12,506 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Sep 2012)
Tax Bill	$3,813 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`208-12-688`

Property Details

APN / Parcel Number

Primary APN	`208-12-688`
Alternative APN	`208126889`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,192 sqft Living Area
Gross Area	2,516 sqft
1st Floor Area	2,192 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Tile
Lot Area	12,506 sqft (0.287 acres)
Parking Spaces	2 Parking Spaces
Pool Area	360 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	122 E MONTE CRISTO AVE
City	PHOENIX
State	AZ
Zip	85022-3020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SANDAHL HOMES UNIT 3 MCR 207-05
Legal Range	3E
Legal Township	3N
Legal Section	5
Legal Subdivision	SANDAHL HOMES UNIT 3
Legal Lot Number	252
Legal Unit	3
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2002
Census Tract	103612

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
May 10, 2017	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
May 10, 2017	Deed of Trust, Mortgage · ARM CSTONE MORTGAGE INC
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2012 · Amount on Record
Deed Sale	Sep 7, 2012 · Amount on Record
Prior Sale	Jul 18, 2012 · Amount on Record
Deed Document Number	2012807841
Prior Transfer Date	Jun 22, 1997
Prior Transfer Doc	0000450261
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	122 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3020
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3020

Mortgage

Document Number	0001012538
Date	Sep 20, 2021
Instrument	20211012538

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	122 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3020
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000338474
Date	May 10, 2017
Instrument	2017-0338474

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	122 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3020
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000338473
Date	May 10, 2017
Instrument	2017-0338473

Lender

Name	CSTONE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	122 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3020
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000316282
Date	Apr 14, 2020
Instrument	20200316282

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,660 (+65.64%)	$566,600 (+0.64%) Land $113,300 Building $453,300
2025	$3,813.00 (+6.09%)	$34,207 (-39.84%)	$563,000 (-0.98%) Land $112,600 Building $450,400
2024		$56,860	$568,600 Land $113,700 Building $454,900
2023	$3,594.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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