122 E Madison Ave, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 122 E Madison Ave, Dumont, NJ 07628

Property Summary

Property TypeSingle Family Home
Details2,052 sqft · built 1919
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on Record
Last Sale$410,000 (Jun 2018)
Tax Bill$12,023 (2025)
Deeds & MortgagesMar 2020 Mortgage
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN10-00917-0000-00014

Property Details

APN / Parcel Number

Primary APN10-00917-0000-00014
Alternative APNs
  • 100091700014
  • 236200

Interior

Building Area2,052 sqft Living Area

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide

Location & Zoning

Account Number236200
Street Address122 E MADISON AVE
CityDUMONT
StateNJ
Zip07628-2420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description50X150
Legal SubdivisionKENSINGTON
Legal Block917
Legal Lot Number14
JurisdictionBERGEN NJ
Township / Civil DivisionDUMONT
Census Block Group1
Census Block1009
Census Tract10200

Owner

Source: Bergen County and Dumont Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address122 E MADISON AVE, DUMONT, NJ 07628-2420
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2020Deed of Trust, Mortgage · FHA Mortgage
PRIME CHOICE FUNDING INC
Nov 30, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jun 26, 2018Deed with Mortgage, Transfer · FHA Mortgage
JG WENTWORTH HM LNDG
Oct 30, 2017Trustee's Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2018 · Amount on Record
Deed SaleJun 26, 2018 · Amount on Record
Prior SaleOct 30, 2017 · Amount on Record
Deed Document Number201818-045106
Deed Book / Page2978 / 1360
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address122 E MADISON AVE, DUMONT, NJ 07628-2420
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanySTEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035541797
DateMar 27, 2020
Book Page3554/1797
Instrument20-033822
Lender
NamePRIME CHOICE FUNDING INC
TypeLending Institution
AddressTUSTIN, CA 92780
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address122 E MADISON AVE, DUMONT, NJ 07628-2420
Transaction TypeMortgage
Record UpdatedAug 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044730227
DateNov 30, 2021
Book Page4473/227
Instrument2021174711
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term342 Months
DueMay 1, 2050

June 2018: Deed with Mortgage, Transfer

Document TypeDeed with Mortgage
JurisdictionBERGEN NJ
Recording DateJun 26, 2018
Property Address122 E MADISON AVE, DUMONT, NJ 07628-2420
Document Number0029781360
Book / Page002978 / 001360
Instrument DateJun 15, 2018
Instrument45106
Transaction TypeTransfer
Record UpdatedJul 16, 2018
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$410.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address122 E MADISON AVE DUMONT NJ 076282420, DUMONT, NJ 07628-2420

Mortgage

Document Number29781366
DateJun 26, 2018
Book Page002978/001366
Instrument45106
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 25, 2048

October 2017: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionBERGEN NJ
Recording DateOct 30, 2017
Property Address122 E MADISON AVE, DUMONT, NJ 07628-2420
Document Number0027701270
Book / Page002770 / 001270
Instrument DateSep 11, 2017
Transaction TypeTransfer
Record UpdatedNov 20, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$210.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address39-06 KUIKEN TER FAIR LAWN NJ 074105324, FAIR LAWN, NJ 07410-5324

Tax Assessment & Valuation

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityDumont Borough
Unified School DistrictDumont Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$551,000 (+7.24%) Land $303,700 Building $247,300$551,000 (+7.24%) Land $303,700 Building $247,300
2025$12,023.00 (-1.51%)$513,800 (+71.1%) Land $279,000 Building $234,800$513,800 (+71.1%) Land $279,000 Building $234,800
2024$12,207.00 (+4.69%)
2023$300,300 Land $157,500 Building $142,800$300,300 Land $157,500 Building $142,800
2022$11,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims30 (1990–2021)
Claims Outside the SFHA2 of 30
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 7 claims
  • Hurricane Irene, Aug 2011 · 4 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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