122 E Kathy Ln, Freeport, FL 32439 Property Records

Walton County property record for 122 E Kathy Ln, Freeport, FL 32439 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,920 sqft · built 1981
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Jul 2021)
Tax Bill	$1,676 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-1S-21-41120-002-0060`

Property Details

APN / Parcel Number

Primary APN	`28-1S-21-41120-002-0060`
Alternative APN	`1058972`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,920 sqft Living Area
Gross Area	2,996 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1985
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.389 acres)
Lot Dimensions	17 ft deep x 10 ft wide
Garage Type	Finished
Garage Area	572 sqft
Porch	Porch
Porch Area	216 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1058972
Street Address	122 E KATHY LN
City	FREEPORT
State	FL
Zip	32439-6661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 2 LAKE SHARON ESTATES PB 4-30 OR 2316-835 OR 3206-4485
Legal Range	21W
Legal Township	01S
Legal Section	28
Legal Subdivision	LAKE SHARON EST
Legal Block	2
Legal Lot Number	7
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1028
Census Tract	950306

Owner

Source: Walton County records · APN 28-1S-21-41120-002-0060

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	122 E KATHY LN, FREEPORT, FL 32439-6661
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Prior Sale	Apr 03, 2001 · Amount on Record
Deed Document Number	20210035050
Deed Book / Page	3206 / 4485
Record Updated	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 13, 2021
Property Address	122 E KATHY LN, FREEPORT, FL 32439-6661
Document Number	0032064485
Book / Page	3206 / 4485
Map Reference	MB 4 PG 30
Instrument Date	Jun 30, 2021
Instrument	20210035050
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	NOT AVAILABLE, OLD SOUTH LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 LINCOLNSHIRE DR, 117, NICEVILLE, FL 32578-2101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E KATHY LN, FREEPORT, FL 32439-6661

Mortgage

Document Number	32064490
Date	Jul 13, 2021
Instrument	3206/4490

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$231,586 (-) Land $68,750 Building $162,836	$231,586 (-) Land $68,750 Building $162,836
2024	$1,676.00 (+3.91%)
2023	$1,613.00 (+0.88%) Homeowner's exemption	$231,586 (+7.34%) Land $68,750 Building $162,836	$231,586 (+7.34%) Land $68,750 Building $162,836
2022	$1,599.00 Homeowner's exemption	$215,758 Land $56,316 Building $159,442	$215,758 Land $56,316 Building $159,442

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 1,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.