122 E J St, Ontario, CA 91764 Property Records

San Bernardino County property record for 122 E J St, Ontario, CA 91764

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,779 sqft · built 1924
Lot Size	0.156 acres (6,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,500 (Sep 2015)
Tax Bill	$23 (2025)
Deeds & Mortgages	Sep 2023 Transfer Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1048-071-03-0000`

Property Details

APN / Parcel Number

Primary APN	`1048-071-03-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,779 sqft Living Area
1st Floor Area	1,779 sqft
Family Room	Family Room

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1936
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,800 sqft (0.156 acres)
Lot Dimensions	136 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	340 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	122 E J ST
City	ONTARIO
State	CA
Zip	91764-2715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BURTONS SUBDIVISION LOT 3 AND N 1/2 ALLEY ADJ ON S
Legal Subdivision	TOWN OF ONTARIO
Legal Tract	1890
Legal Block	3
Legal Lot Number	3
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3012
Census Tract	1200

Owner

Source: San Bernardino County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 E J ST, ONTARIO, CA 91764-2715
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 14, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jun 2, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 6, 2022	Deed of Trust, Mortgage · VA Mortgage OPTIMUM FIRST INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2015 · Amount on Record
Deed Sale	Sep 29, 2015 · Amount on Record
Deed Document Number	2015424325
Last Transfer Date	Apr 26, 2023
Transfer Doc	0000224832
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 11, 2023
Property Address	122 E J ST, ONTARIO, CA 91764-2715
Document Number	0000224832
Map Reference	MB 23 PG 36
Instrument Date	Apr 26, 2023
Instrument	2023-0224832
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	122 E J ST, ONTARIO, CA 91764-2715

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	122 E J ST, ONTARIO, CA 91764-2715
Transaction Type	Mortgage
Record Updated	Nov 11, 2022
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000277383
Date	Aug 14, 2019
Instrument	2019-0277383

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	149 Months
Due	Jan 1, 2032

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	122 E J ST, ONTARIO, CA 91764-2715
Transaction Type	Mortgage
Record Updated	Nov 11, 2022
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000295076
Date	Aug 19, 2020
Instrument	2020-0295076

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	138 Months
Due	Feb 1, 2032

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	122 E J ST, ONTARIO, CA 91764-2715
Transaction Type	Mortgage
Record Updated	Nov 11, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E J ST, ONTARIO, CA 91764-2715

Mortgage

Document Number	0000252522
Date	Jun 2, 2021
Instrument	2021-0252522

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	122 E J ST, ONTARIO, CA 91764-2715
Transaction Type	Mortgage
Record Updated	Nov 11, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E J ST, ONTARIO, CA 91764-2715

Mortgage

Document Number	0000205765
Date	Jun 6, 2022
Instrument	2022-0205765

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$66,848 (+2%) Land $12,479 Building $54,369
2025	$23.00 (+4.55%) Disabled Person's exemption	$65,537 (+4.04%) Land $12,234 Building $53,303
2023	$22.00 Disabled Person's exemption	$62,992 Land $11,759 Building $51,233
2022	$22.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 761 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks.

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