122 E Catawba Ave, Mount Holly, NC 28120 Property Records

Gaston County property record for 122 E Catawba Ave, Mount Holly, NC 28120

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,326 sqft · built 1930
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$258,000 (Aug 2021)
Tax Bill$2,705 (2026)
Deeds & MortgagesDec 2023 Line of Credit
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03011 08100

Property Details

APN / Parcel Number

Primary APN03011 08100
Alternative APN
  • 123798

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,326 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleColonial
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area7,841 sqft (0.18 acres)
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address122 E CATAWBA AVE
CityMOUNT HOLLY
StateNC
Zip28120-2152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1H
Legal DescriptionW T JOHNSON L 8-9,P/7 03 011 081 00 000
Legal SubdivisionW T JOHNSON PROPERTY
JurisdictionGASTON NC
Township / Civil DivisionRIVERBEND
Census Block Group2
Census Block2020
Census Tract31102

Owner

122 E Catawba Ave is owned and occupied by an individual who bought it in August 2021.

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address122 E CATAWBA AVE, MOUNT HOLLY, NC 28120-2152
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2023Deed of Trust, Mortgage · Line of Credit
TRULIANT FCU
Aug 30, 2021Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 30, 2021 · Amount on File
Deed SaleAug 30, 2021 · Amount on File
Prior SaleMay 1, 1987
Deed Book / Page5261 / 562
Record UpdatedOct 29, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address122 E CATAWBA AVE, MOUNT HOLLY, NC 28120-2152
Transaction TypeMortgage
Record UpdatedJan 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054530973
DateDec 29, 2023
Book Page5453/973
Lender
NameTRULIANT FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27103
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 26, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateAug 30, 2021
Property Address122 E CATAWBA AVE, MOUNT HOLLY, NC 28120-2152
Document Number0052610562
Book / Page5261 / 562
Map ReferenceMB 1 PG 76
Instrument DateAug 30, 2021
Transaction TypeTransfer
Record UpdatedOct 20, 2021
Title CompanyTRYON TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$516.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address896 S MAIN ST, 896, MOUNT HOLLY, NC 28120-2039

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 E CATAWBA AVE, MOUNT HOLLY, NC 28120-2152

Mortgage

Document Number5261565
DateAug 30, 2021
Instrument5261/565
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 122 E Catawba Ave was $2,705.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityMount Holly City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,705.00$269,460 Land $33,000 Building $236,460
2023$2,735.00$269,460 Land $33,000 Building $236,460
2021$130,440 Land $25,500 Building $104,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 E Catawba Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2004

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 E Catawba Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOUNT HOLLY
serves 19,200 people · EPA ID NC0136020
Water SourceSurface water
Last State InspectionDec 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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