122 E 31st St, Hibbing, MN 55746 Property Records

St. Louis County property record for 122 E 31st St, Hibbing, MN 55746

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 957 sqft · built 1956
Lot Size	0.2 acres (8,748 sqft)
Owner	Individual Name on Record
Last Sale	$116,451 (May 2015)
Tax Bill	$2,602 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Mar 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140-0097-00030`

Property Details

APN / Parcel Number

Primary APN	`140-0097-00030`
Alternative APN	`988331`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	957 sqft Gross Area
1st Floor Area	957 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	8,748 sqft (0.2 acres)
Garage Type	Mixed
Garage Area	572 sqft
Deck Area	120 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	988331
Street Address	122 E 31ST ST
City	HIBBING
State	MN
Zip	55746-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 03 BLOCK:001 SERIAL #
Legal Subdivision	GREENHAVEN 1ST DIV
Legal Block	1
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	HIBBING
Census Block Group	1
Census Block	1009
Census Tract	12400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	122 E 31ST ST, HIBBING, MN 55746-2521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 29, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2015 · Amount on Record
Deed Sale	May 8, 2015 · Amount on Record
Prior Sale	Feb 2, 2004 · Amount on Record
Deed Document Number	2015957114
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	122 E 31ST ST, HIBBING, MN 55746-2521
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001094717
Date	Sep 30, 2025
Instrument	1094717

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 10, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	122 E 31ST ST, HIBBING, MN 55746-2521
Transaction Type	Mortgage
Record Updated	Apr 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001078026
Date	Mar 29, 2024
Instrument	1078026

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 16, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	122 E 31ST ST, HIBBING, MN 55746-2521
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E 31ST ST, HIBBING, MN 55746-2521

Mortgage

Document Number	0001069625
Date	Jun 29, 2023
Instrument	1069625

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 22, 2038

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hibbing City
Unified School District	Hibbing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,602.00 (+9.88%)
2025	$2,368.00 (+6.19%)	$164,700 (+10.46%) Land $15,100 Building $149,600	$164,700 (+10.46%) Land $15,100 Building $149,600
2024	$2,230.00	$149,100 (+14.6%) Land $15,100 Building $134,000	$149,100 (+14.6%) Land $15,100 Building $134,000
2022		$130,100 Land $14,200 Building $115,900	$130,100 Land $14,200 Building $115,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hibbing serves 16,028 people · EPA ID MN1690022
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: CTC, Verizon.

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