122 E 2nd St, Laurel, NE 68745 Property Records

Cedar County property record for 122 E 2nd St, Laurel, NE 68745

Property Summary

Property Type	Commercial
Lot Size	0.045 acres (1,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Oct 2024)
Tax Bill	$271 (2025)
Deeds & Mortgages	Aug 2026 Mortgage
APN	`0006485.00`

Property Details

APN / Parcel Number

Primary APN	`0006485.00`

Exterior

Lot Area	1,950 sqft (0.045 acres)
Lot Dimensions	100 ft deep x 19.5 ft wide

Location & Zoning

Street Address	122 E 2ND ST
City	LAUREL
State	NE
Zip	68745-1990
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	03-COMMERC
Legal Description	ORIGINAL-LAUREL W 18 1/2' L 6: E 12 L 7 BLK 4
Legal Subdivision	ORIGINAL-LAUREL
Legal Block	4
Jurisdiction	CEDAR NE
Township / Civil Division	21
Census Block Group	2
Census Block	2036
Census Tract	977200

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	205 LONSDALE ST, LAUREL, NE 68745-1802
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2024 · Amount on Record
Deed Sale	Oct 2, 2024 · Amount on Record
Prior Sale	Jun 16, 2021 · Amount on Record
Deed Document Number	20241138
Deed Book / Page	165 / 159
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR NE
Recording Date	Aug 5, 2026
Property Address	122 E 2ND ST, LAUREL, NE 68745-1990
Document Number	0000001190
Book / Page	385 / 659
Instrument Date	Aug 4, 2026
Instrument	20261190
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	CENTERRE TITLE SERVICES LIMITED, CTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E 2ND ST, LAUREL, NE 68745-1990

Mortgage

Document Number	0000001190,
Date	Aug 5, 2026
Book Page	385/659
Instrument	20261190

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.49%
Max Rate	-1%

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cedar County
Municipality	Laurel City
Unified School District	Laurel-Concord-Coleridge School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,210 (+41.26%) Land $1,950 Building $31,260	$33,210 (+41.26%) Land $1,950 Building $31,260
2025	$271.00 (-28.87%)	$23,510 (-) Land $1,950 Building $21,560	$23,510 (-) Land $1,950 Building $21,560
2023	$381.00	$23,510 Land $1,950 Building $21,560	$23,510 Land $1,950 Building $21,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAUREL serves 972 people · EPA ID NE3102705
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fastwyre Broadband Cable	1,000 / 500
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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