122 E 20th St, Ship Bottom (Beach Haven), NJ 08008 Property Records

Ocean County and Ship Bottom Borough property record for 122 E 20th St, Ship Bottom, NJ 08008 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Architecture Style	Contemporary
Year Built	Built 2007
Square Footage	1,800 sqft Living Area
Lot Size	3,001 sqft (0.069 acres)
Last Sale	$1,825,000 (2024)
Tax Bill	$11,797.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`29-00045-0000-00006`
Alternative APN	`290004500006`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	1,800 sqft Living Area
Gross Area	3,081 sqft Gross Area
Basement Area	1,281 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Contemporary Style
Construction Type	Frame Construction
Roof Material	Asbestos Roof
Lot Area	3,001 sqft (0.069 acres)
Depth X Width	100 ft x 30 ft Depth x Width
Parking Spaces	1 Parking Spaces
Deck Area	Deck Area
Porch	Open Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	122 E 20TH ST
City	SHIP BOTTOM
State	NJ
Zip	08008-4326
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	30X100
Legal Subdivision	ARLINGTON BEACH CO
Legal Block	45
Legal Lot Number	6
Jurisdiction	OCEAN NJ
Minor Civil Division	SHIP BOTTOM
Census Blockgroup	3
Census Block	3027
Census Tract	739000

Owner

Source: Ocean County and Ship Bottom Borough records · APN 29-00045-0000-00006

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	449 WESTOVER RD, STAMFORD, CT 06902-1923
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITY BANK
Mar 03, 2021	Deed of Trust, Mortgage · Commercial Mortgage BRUNSWICK BANK & TRUST CO
Dec 11, 2018	Deed, Transfer · Adjustable Rate Mortgage (ARM) EMEGRANT MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2024 · Amount on Record
Deed Sale	Jul 22, 2024 · Amount on Record
Prior Sale	Dec 11, 2018 · Amount on Record
Deed Doc Number	202453061
Deed Book / Page	19740 / 1914
Record Refreshed	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	122 E 20TH ST, SHIP BOTTOM, NJ 08008-4326
Transaction Type	Mortgage
Record Updated	Mar 06, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 WATER ST, ENGLISHTOWN, NJ 07726-1613

Mortgage

Document Number	0196101928
Date	Feb 21, 2024
Book Page	19610/1928
Instrument	2024012461

Lender

Name	UNITY BANK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	122 E 20TH ST, SHIP BOTTOM, NJ 08008-4326
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 WATER ST, ENGLISHTOWN, NJ 07726-1613

Mortgage

Document Number	0183471442
Date	Mar 03, 2021
Book Page	18347/1442
Instrument	2021034212

Lender

Name	BRUNSWICK BANK & TRUST CO
Type	Bank
Address	NEW BRUNSWICK, NJ 08901

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Dec 11, 2018
Property Address	122 E 20TH ST, SHIP BOTTOM, NJ 08008-4326
Document Number	0173260699
Book / Page	17326 / 0699
Instrument Date	Dec 07, 2018
Instrument	2018121370
Transaction Type	Transfer
Record Updated	Nov 03, 2021
Title Company	ACQUIRED TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,401.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	310 MEADOWBROOK RD, 310, WYCKOFF, NJ 07481-3438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	94 VILLAGE CENTER DR, FREEHOLD, NJ 07728-2526

Mortgage

Document Number	2018121371
Date	Dec 11, 2018
Instrument	2018121371

Lender

Name	EMEGRANT MORTGAGE CO INC
Type	Non-Lending Institution

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Jan 01, 2021
Change Frequency	Annually
Min Rate At Change	7.25%
Max Rate At Change	9.25%
Index	12-Month MTA
Max Rate	12.2%

Tax Assessment & Valuation

Source: Ocean County and Ship Bottom Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ship Bottom Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$950,600 (-) Land $517,500 Building $433,100	$950,600 (-) Land $517,500 Building $433,100
2025	$11,797.00 (+2.99%)	$950,600 (-) Land $517,500 Building $433,100	$950,600 (-) Land $517,500 Building $433,100
2024	$11,454.00 (+4.87%)	$950,600 (-) Land $517,500 Building $433,100	$950,600 (-) Land $517,500 Building $433,100
2023	$10,922.00 (+8.5%)	$950,600 Land $517,500 Building $433,100	$950,600 Land $517,500 Building $433,100
2022	$10,066.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AO sheet flow 1–3 ft
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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