122 Duncan St, Commerce, GA 30529 Property Records

Jackson County property record for 122 Duncan St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,025 sqft · built 1936
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Mar 2023)
Tax Bill	$1,061 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C07 056B`

Property Details

APN / Parcel Number

Primary APN	`C07 056B`
Alternative APN	`8718`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,025 sqft Heated Area
1st Floor Area	1,025 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1965
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	95 ft deep x 78 ft wide
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8718
Street Address	122 DUNCAN ST
City	COMMERCE
State	GA
Zip	30529-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 3 (0.166 AC) PLAT BK 29 PG 257
Legal Block	29
Legal Lot Number	3
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3027
Census Tract	10300

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	122 DUNCAN ST, COMMERCE, GA 30529-1831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2023 · Amount on Record
Deed Sale	Mar 22, 2023 · Amount on Record
Prior Sale	Aug 17, 2016 · Amount on Record
Deed Document Number	20231087
Deed Book / Page	105U / 340
Prior Transfer Date	Feb 22, 2002
Prior Transfer Doc	0025000307
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Mar 8, 2023
Property Address	122 DUNCAN ST, COMMERCE, GA 30529-1831
Document Number	00105U0340
Book / Page	105U / 340
Instrument Date	Mar 8, 2023
Instrument	2023-001087
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 DUNCAN ST, COMMERCE, GA 30529-1831

Mortgage

Document Number	000105U342
Date	Mar 8, 2023
Instrument	105U/342

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,760 (-) Land $7,520 Building $32,240	$99,400 (-) Land $18,800 Building $80,600
2025	$1,061.00 (+12.75%)	$39,760 (+16.53%) Land $7,520 Building $32,240	$99,400 (+16.53%) Land $18,800 Building $80,600
2024	$941.00 (+159.23%)	$34,120 (+14.8%) Land $1,880 Building $32,240	$85,300 (+14.8%) Land $4,700 Building $80,600
2023	$363.00 (-50.27%) Homeowner's exemption	$29,720 (+28.1%) Land $1,880 Building $27,840	$74,300 (+28.1%) Land $4,700 Building $69,600
2022	$730.00 Homeowner's exemption	$23,200 Land $1,240 Building $21,960	$58,000 Land $3,100 Building $54,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Windstream Cable · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20