Schenectady County and Schenectady City property record for 122 Dewitt Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 1991 |
| Lot Size | 0.104 acres (4,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $81,000 (Apr 2000) |
| Tax Bill | $6,915 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.48-4-18.1 |
| Primary APN | 421500 60.48-4-18.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 484 sqft |
| 2nd Floor Area | 748 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,560 sqft (0.104 acres) |
| Lot Dimensions | 76 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 144 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 272 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 122 DEWITT AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 209 2 WOOD |
| Legal Block | 4 |
| Legal Lot Number | 18.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 21801 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 122 DEWITT AVE, SCHENECTADY, NY 12304-2241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Dec 8, 2017 | Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 10, 2000 · Amount on Record |
| Deed Sale | Apr 10, 2000 · Amount on Record |
| Prior Sale | Jun 21, 1996 · Amount on Record |
| Deed Book / Page | 1576 / 135 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 122 DEWITT AVE, SCHENECTADY, NY 12304-2241 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 122 DEWITT AVE, SCHENECTADY, NY 12304-2241 |
| Document Number | 0000018812 |
|---|---|
| Date | Apr 1, 2024 |
| Book Page | 5365/599 |
| Instrument | 202418812 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | JOHNSTON, RI 02919 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 7, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 122 DEWITT AVE, SCHENECTADY, NY 12304-2241 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000055496 |
|---|---|
| Date | Dec 8, 2017 |
| Book Page | 4805/960 |
| Instrument | 201755496 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,915.00 (+6.43%) | $149,400 (-) Land $22,400 Building $127,000 | $247,392 (+30.82%) Land $37,092 Building $210,300 |
| 2023 | $149,400 (-) Land $22,400 Building $127,000 | $189,114 (+3.8%) Land $28,354 Building $160,760 | |
| 2022 | $149,400 Land $22,400 Building $127,000 | $182,195 Land $27,317 Building $154,878 | |
| 2021 | $6,497.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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