122 Darby Rd, Palatka, FL 32177 Property Records

Putnam County property record for 122 Darby Rd, Palatka, FL 32177

Property Summary

Property Type	Mobile Home
Details	built 2023
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$95,700 (Aug 2023)
Tax Bill	$4,268 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-10-25-4077-0240-0010`

Property Details

APN / Parcel Number

Primary APN	`04-10-25-4077-0240-0010`
Alternative APN	`26670`

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Mobile Home
Lot Area	108,900 sqft (2.5 acres)

Location & Zoning

Account Number	26670
Street Address	122 DARBY RD
City	PALATKA
State	FL
Zip	32177-9647
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	INTERLACHEN LAKES ESTATES, DUNHAM WOODS UNIT 18 MB5 P14, BLK 24 LOT 1
Legal Range	25E
Legal Township	10S
Legal Section	04
Legal Subdivision	INTERLACHEN LAKES ESTATES
Legal Lot Number	1
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	1
Census Block	1009
Census Tract	950202

Owner

122 Darby Rd, a mobile home, is owned by two individuals who bought it in August 2023.

Source: Putnam County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 333, HOLLISTER, FL 32147-0333
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP
Feb 28, 2022	Warranty Deed, Transfer GULLETT TITLE INC
Jul 28, 2020	Warranty Deed GULLETT TITLE INTERLACHEN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2023 · Amount on File
Deed Sale	Aug 29, 2023 · Amount on File
Prior Sale	Feb 28, 2022 · Amount on File
Deed Document Number	202319228
Deed Book / Page	1723 / 312
Prior Transfer Date	May 12, 2008
Prior Transfer Doc	0011991151
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Aug 29, 2023
Property Address	122 DARBY RD, PALATKA, FL 32177-9647
Document Number	0017230312
Book / Page	1723 / 312
Map Reference	MB 5 PG 14
Instrument Date	Aug 25, 2023
Instrument	202354019228
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	GULLETT TITLE INTERLACHEN, GULLETT TTL OF INTERLACHEN I

Transaction

Amount	Amount on Record
Tax	$669.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1187, HOLLISTER, FL 32147-1187

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 333, HOLLISTER, FL 32147-0333

Mortgage

Document Number	0001723315
Date	Aug 29, 2023
Instrument	1723/315

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Feb 28, 2022
Property Address	122 DARBY RD, PALATKA, FL 32177-9647
Document Number	0016571615
Book / Page	1657 / 1615
Map Reference	MB 5 PG 14
Instrument Date	Feb 28, 2022
Instrument	202254004737
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	GULLETT TITLE INC

Transaction

Amount	Amount on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 MACGILL STREET, 415, HOLLISTER, FL 32147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1187, HOLLISTER, FL 32147-1187

July 2020: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jul 28, 2020
Property Address	122 DARBY RD, PALATKA, FL 32177-9647
Document Number	0015831987
Book / Page	001583 / 001987
Instrument Date	Jul 21, 2020
Instrument	54012880
Record Updated	Aug 31, 2020
Title Company	GULLETT TITLE INTERLACHEN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30700 WEKIVA RIVER RD SORRENTO FL 327769003, SORRENTO, FL 32776-9003

Tax Assessment & Valuation

The 2025 property tax bill for 122 Darby Rd was $4,268.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,268.00	$279,560 Land $27,500 Building $252,060	$279,560 Land $27,500 Building $252,060
2023	$408.00 (+44.68%)	$25,000 (-)	$25,000 (-) Land $25,000
2022	$282.00	$25,000	$25,000 Land $25,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 122 Darby Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Darby Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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