122 Cunningham Ave, Saint Louis, MO 63135 Property Records

St. Louis County property record for 122 Cunningham Ave, Saint Louis, MO 63135

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,018 sqft · built 1937
Lot Size	0.317 acres (13,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (May 2023)
Tax Bill	$1,646 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jul 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11H-11-0778`

Property Details

APN / Parcel Number

Primary APN	`11H-11-0778`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,018 sqft Living Area
Gross Area	1,172 sqft
1st Floor Area	832 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	13,800 sqft (0.317 acres)
Lot Dimensions	76 ft deep x 75 ft wide
View / Lot	Cul-De-Sac
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	315 sqft
Deck Area	156 sqft
Patio Area	156 sqft
Balcony Area	20 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	122 CUNNINGHAM AVE
City	SAINT LOUIS
State	MO
Zip	63135-2423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	22DB-2
Legal Description	LINDEN TERRACE LOTS 11 & 12 & LOT PT 10 N PT
Legal Subdivision	LINDEN TERRACE
Legal Block	1
Legal Lot Number	11-12
Jurisdiction	ST LOUIS MO
Township / Civil Division	FERGUSON
Census Block Group	3
Census Block	3015
Census Tract	212600

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 CUNNINGHAM AVE, SAINT LOUIS, MO 63135-2423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 8, 2022	Warranty Deed, Transfer · Line of Credit AMERICAN BANK OF MISSOURI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2023 · Amount on Record
Deed Sale	May 23, 2023 · Amount on Record
Prior Sale	Jul 8, 2022 · Amount on Record
Deed Document Number	2023523144
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 23, 2023
Property Address	122 CUNNINGHAM AVE, SAINT LOUIS, MO 63135-2423
Document Number	2023052300144
Map Reference	MB 4 PG 39
Instrument Date	May 19, 2023
Instrument	2023052300144
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1703 BRIARMANOR DR, LAKE SAINT LOUIS, MO 63367-6446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 CUNNINGHAM AVE, SAINT LOUIS, MO 63135-2423

Mortgage

Document Number	2023052300145
Date	May 23, 2023
Instrument	2023052300145

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 8, 2022
Property Address	122 CUNNINGHAM AVE, SAINT LOUIS, MO 63135-2423
Document Number	2022070800439
Map Reference	MB 4 PG 39
Instrument Date	Jun 30, 2022
Instrument	2022070800439
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1703 BRIARMANOR DR, LAKE ST LOUIS, MO 63367-6446

Mortgage

Document Number	2022070800440
Date	Jul 8, 2022
Instrument	2022070800440

Lender

Name	AMERICAN BANK OF MISSOURI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ferguson City
Unified School District	Ferguson-Florissant R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,630 (-) Land $6,780 Building $16,850	$124,400 (-) Land $35,700 Building $88,700
2025	$1,646.00 (+26.62%)	$23,630 (+32.31%) Land $6,780 Building $16,850	$124,400 (+32.34%) Land $35,700 Building $88,700
2024	$1,300.00 (+0.54%)
2023	$1,293.00 (+5.21%)	$17,860 (+18.04%) Land $3,880 Building $13,980	$94,000 (+18.09%) Land $20,400 Building $73,600
2022	$1,229.00	$15,130 Land $4,470 Building $10,660
2021			$79,600 Land $23,500 Building $56,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1979–2019)
Most Recent Claim	Aug 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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