122 Cross Hall Loop, Bowling Green, KY 42104 Property Records

Warren County property record for 122 Cross Hall Loop, Bowling Green, KY 42104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,135 sqft · built 2007
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Jul 2026)
Tax Bill	$2,728 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`042A-68-085`

Property Details

APN / Parcel Number

Primary APN	`042A-68-085`
Alternative APNs	`Y9799855` `300903`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,135 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	794 sqft
Driveway	Concrete Driveway
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	148 sqft
Patio Area	298 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	122 CROSS HALL LOOP
City	BOWLING GREEN
State	KY
Zip	42104-7222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUTHERLAND FARMS
Legal Lot Number	85
Jurisdiction	WARREN KY
Township / Civil Division	BOWLING GREEN
Census Block Group	3
Census Block	3019
Census Tract	10802

Owner

122 Cross Hall Loop is owned and occupied by two individuals who bought it in July 2026.

Source: Warren County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	122 CROSS HALL LOOP, BOWLING GREEN, KY 42104-7222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jan 2, 2019	Deed, Transfer · Conventional Mortgage THE FARMERS NATIONAL BANK OF SCOTTS
Sep 6, 2017	Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on File
Deed Sale	Jul 31, 2026 · Amount on File
Prior Sale	Jan 2, 2019 · Amount on File
Deed Document Number	20262182274
Deed Book / Page	1348 / 795
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jul 31, 2026
Property Address	122 CROSS HALL LOOP, BOWLING GREEN, KY 42104-7222
Document Number	0002182274
Book / Page	1348 / 795
Instrument Date	Jul 28, 2026
Instrument	20262182274
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39,895.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	122 CROSS HALL LOOP, BOWLING GREEN, KY 42104-7222

Mortgage

Document Number	0002182275,
Date	Jul 31, 2026
Instrument	20262182275

Lender

Name	COMMUNITY TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN KY
Property Address	122 CROSS HALL LOOP, BOWLING GREEN, KY 42104-7222
Transaction Type	Mortgage
Record Updated	Apr 16, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2965/64
Date	Mar 25, 2020
Book Page	M2965/64
Instrument	1135031

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2040

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Jan 2, 2019
Property Address	122 CROSS HALL LOOP, BOWLING GREEN, KY 42104-7222
Document Number	0D1176/933
Book / Page	D1176 / 933
Map Reference	MB 36 PG 116-118
Instrument Date	Dec 28, 2018
Instrument	986084
Transaction Type	Transfer
Record Updated	Dec 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	446 IROQUOIS DR, 446, BOWLING GREEN, KY 42103-1316

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	122 CROSS NAY LOPP, BOWLING GREEN, KY 42104

Mortgage

Document Number	0000986085
Date	Jan 2, 2019
Instrument	986085

Lender

Name	THE FARMERS NATIONAL BANK OF SCOTTS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN KY
Recording Date	Sep 6, 2017
Property Address	122 CROSS HALL LOOP, BOWLING GREEN, KY 42104-7222
Document Number	0D1146/747
Book / Page	D1146 / 747
Map Reference	MB36 PG116-118
Instrument Date	Sep 1, 2017
Instrument	946809
Transaction Type	Transfer
Record Updated	Dec 24, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 CROSS HALL LOOP, 122, BOWLING GREEN, KY 42104-7222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 CROSS HALL LOOP, BOWLING GREEN, KY 42104-7222
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 122 Cross Hall Loop was $2,728.

Source: Warren County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Warren County
Unified School District	Warren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,728.00	$300,000	$300,000
2023	$2,521.00	$271,000	$271,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 Cross Hall Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Cross Hall Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY WATER DISTRICT serves 91,118 people · EPA ID KY1140487
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: North Central Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cross Hall Loop

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