Hardee County property record for 122 Cracker Ln, Wauchula, FL 33873
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,140 sqft · built 1995 |
| Lot Size | 2.51 acres (109,336 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $164,900 (Feb 2018) |
| Tax Bill | $2,584 (2025) |
| Deeds & Mortgages | May 2019 Loan Modification Feb 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-34-26-0100-00001-0003 |
| Primary APN | 03-34-26-0100-00001-0003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,140 sqft Heated Area |
| Gross Area | 2,610 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 109,336 sqft (2.51 acres) |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 360 sqft |
| Porch | Open Porch |
| Porch Area | 30 sqft |
| Utility Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 122 CRACKER LN |
|---|---|
| City | WAUCHULA |
| State | FL |
| Zip | 33873-5207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | F-R |
| Legal Description | 2.51 AC LOT 3 PIONEER ACRES SUBD 03 34S 26E PB66P3 PB67P1 416P53 465P339 705P207 201625001107/1108 201725004694 201825000762 |
| Legal Range | 26E |
| Legal Township | 34S |
| Legal Section | 03 |
| Legal Subdivision | PIONEER ACRES SUBD |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | HARDEE FL |
| Township / Civil Division | ZOLFO SPRINGS |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 970101 |
122 Cracker Ln is owned and occupied by two individuals who bought it in February 2018.
Source: Hardee County records, as of December 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 122 CRACKER LN, WAUCHULA, FL 33873-5207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2019 | Loan Modification, Mortgage FIRST NAT'L BK |
| Feb 7, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST NAT'L BK/WAUCHULA |
| Jul 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage THE MTG FIRM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2018 · Amount on File |
| Deed Sale | Feb 7, 2018 · Amount on File |
| Prior Sale | Jul 28, 2017 · Amount on File |
| Deed Document Number | 201800000762 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARDEE FL |
| Property Address | 122 CRACKER LN, WAUCHULA, FL 33873-5207 |
| Document Number | 0025003523 |
| Instrument Date | May 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3764 E MAIN ST WAUCHULA FL 338734610, WAUCHULA, FL 33873-4610 |
| Document Number | 0025003523 |
|---|---|
| Date | Jun 13, 2019 |
| Instrument | 25003523 |
| Name | FIRST NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAUCHULA, FL 33873 |
| Term | 36 Months |
|---|---|
| Due | Jun 12, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDEE FL |
| Recording Date | Feb 7, 2018 |
| Property Address | 122 CRACKER LN, WAUCHULA, FL 33873-5207 |
| Document Number | 0025000762 |
| Instrument Date | Feb 5, 2018 |
| Instrument | 25000762 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2018 |
| Title Company | WAUCHULA ABSTRACT AND TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,154.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3764 E MAIN ST WAUCHULA FL 338734610, WAUCHULA, FL 33873-4610 |
| Document Number | 25000763 |
|---|---|
| Date | Feb 7, 2018 |
| Instrument | 25000763 |
| Name | FIRST NAT'L BK/WAUCHULA |
|---|---|
| Type | Bank |
| Address | WAUCHULA, FL 33873 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 6, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDEE FL |
| Recording Date | Jul 28, 2017 |
| Property Address | 122 CRACKER LN, WAUCHULA, FL 33873-5207 |
| Document Number | 0025004694 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 25004694 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2017 |
| Title Company | WAUCHULA ABSTRACT AND TITLE COMPANY, WAUCHULA ABSTRACT & TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,099.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1430 SE 32ND TER CAPE CORAL FL 339044267, CAPE CORAL, FL 33904-4267 |
| Document Number | 25004695 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 25004695 |
| Name | THE MTG FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 27, 2047 |
The 2025 property tax bill for 122 Cracker Ln was $2,584 with a homeowner's exemption, down 46.7% from the year before.
Source: Hardee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hardee County |
| Unified School District | Hardee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,584.00 (-46.72%) Homeowner's exemption | $196,480 (-41.61%) | $363,380 (+7.98%) Land $64,005 Building $299,375 |
| 2024 | $4,850.00 (+6.43%) | $336,521 (+10.95%) Land $50,200 Building $286,321 | $336,521 (+10.95%) Land $50,200 Building $286,321 |
| 2023 | $4,557.00 (+37.97%) | $303,297 (+48.99%) Land $50,200 Building $253,097 | $303,297 (+48.99%) Land $50,200 Building $253,097 |
| 2022 | $3,303.00 | $203,572 Land $37,650 Building $165,922 | $203,572 Land $37,650 Building $165,922 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 122 Cracker Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 122 Cracker Ln is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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