122 Concord Rd, Torrington, CT 06790 Property Records

Torrington City property record for 122 Concord Rd, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 804 sqft · built 1983
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Dec 2021)
Tax Bill	$5,422 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2021 Sale & Mortgage + 1 more
APN	`000199`

Property Details

APN / Parcel Number

Primary APN	`000199`
Alternative APNs	`TORR M:133 B:021 L:010` `199`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	804 sqft Living Area
Gross Area	1,894 sqft
Basement Area	748 sqft
Unfinished Basement	308 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	199
Street Address	122 CONCORD RD
City	TORRINGTON
State	CT
Zip	06790-3486
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S
Legal Block	21
Legal Lot Number	10
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1000
Census Tract	310500

Owner

122 Concord Rd is owned and occupied by two individuals who bought it in December 2021.

Source: Torrington City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	122 CONCORD RD, TORRINGTON, CT 06790-3486
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 16, 2021	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Mar 11, 2021	Quit Claim Deed, Transfer · Balloon Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021 · Amount on File
Deed Sale	Dec 16, 2021 · Amount on File
Prior Sale	Mar 22, 2016 · Amount on File
Deed Document Number	2021471197
Deed Book / Page	1353 / 600
Prior Transfer Date	Feb 22, 2021
Prior Transfer Doc	1328-1133
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	122 CONCORD RD, TORRINGTON, CT 06790-3486
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001404-502
Date	Jan 2, 2024
Book Page	1404/502
Instrument	2024-489063

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Feb 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Dec 16, 2021
Property Address	122 CONCORD RD, TORRINGTON, CT 06790-3486
Document Number	001353-600
Book / Page	1353 / 600
Instrument Date	Dec 14, 2021
Instrument	2021-471197
Transaction Type	Transfer
Record Updated	Jan 6, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2021471199
Date	Dec 16, 2021
Instrument	2021-471199

Lender

Name	BANK OF ENGLAND

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TORRINGTON CT
Recording Date	Mar 11, 2021
Property Address	122 CONCORD RD, TORRINGTON, CT 06790-3486
Document Number	1328-1133
Book / Page	1328 / 1133
Instrument Date	Feb 22, 2021
Instrument	2021-462704
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	122 CONCORD RD, TORRINGTON, CT 06790-3486

Mortgage

Document Number	1328-1136
Date	Mar 11, 2021
Book Page	1328/1136
Instrument	2021-462705

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 122 Concord Rd was $5,422, down 13% from the year before.

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,422.00 (-12.98%)	$162,050 (-) Land $30,520 Building $131,530	$290,273 (+155.89%)
2025	$6,231.00	$162,050 Land $30,520 Building $131,530	$113,435 Land $21,364 Building $92,071
2024	$6,231.00 (+33.51%)
2023	$4,667.00 (+1.74%)	$97,310 (-) Land $30,560 Building $66,750
2022	$4,587.00	$97,310 Land $30,560 Building $66,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 122 Concord Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Concord Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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