122 Cobblestone Rd, Ardmore, OK 73401 Property Records

Carter County property record for 122 Cobblestone Rd, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,964 sqft · built 2000
Lot Size	2.79 acres (121,532 sqft)
Owner	Company Name on Record
Last Sale	$20,000 (Jun 1999)
Tax Bill	$2,869 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Apr 2011 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14590`

Property Details

APN / Parcel Number

Primary APN	`14590`
Alternative APN	`0000-20-05S-03E-3-002-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,964 sqft Living Area
1st Floor Area	1,969 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	121,532 sqft (2.79 acres)
Garage Type	Mixed
Garage Area	625 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	576 sqft
Porch	Slab
Porch Area	374 sqft
Deck Area	170 sqft
Storage Building	1,500 sqft
Utility Building	1,500 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14590
Street Address	122 COBBLESTONE RD
City	ARDMORE
State	OK
Zip	73401-1033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NW SW BEG NE/C; S 892.73 TO TRUE POB; S00.4805E 172.61; S89.1311W 695.37; N00.4711W 163.71; N62.0151W 17.12; C/L RADIUS 19.06
Legal Range	03E
Legal Township	05S
Legal Section	20
Legal Subdivision	UNPLATTED
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2045
Census Tract	892700

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	122 COBBLESTONE RD, ARDMORE, OK 73401-1033
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage OKLAHOMA EMPLOYEES CU
Apr 29, 2011	Deed of Trust, Mortgage · Conventional Mortgage OKLAHOMA EMPLOYEES CU
Jul 23, 2007	Deed of Trust, Mortgage · Conventional Mortgage OKLAHOMA EMPLOYEES CU
Aug 22, 2006	Deed of Trust, Mortgage · Conventional Mortgage OKLAHOMA EMPLOYEES CU
Apr 7, 2014	Deed of Trust, Mortgage · Conventional Mortgage OKLAHOMA EMPLOYEES CU
Mar 6, 2015	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 1999 · Amount on Record
Deed Sale	Jun 16, 1999 · Amount on Record
Prior Sale	Apr 29, 1998
Deed Book / Page	3410 / 3
Last Transfer Date	Aug 26, 2025
Transfer Doc	0000009073
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	122 COBBLESTONE RD, ARDMORE, OK 73401-1033
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006435/088
Date	Aug 18, 2017
Book Page	6435/088
Instrument	2017-008557

Lender

Name	OKLAHOMA EMPLOYEES CU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	122 COBBLESTONE RD, ARDMORE, OK 73401-1033
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005316/084
Date	Apr 29, 2011
Book Page	5316/084
Instrument	2011-004967

Lender

Name	OKLAHOMA EMPLOYEES CU
Address	OKLAHOMA CITY, OK 73124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	May 1, 2018

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	122 COBBLESTONE RD, ARDMORE, OK 73401-1033
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004684/312
Date	Jul 23, 2007
Book Page	4684/312
Instrument	2007-009992

Lender

Name	OKLAHOMA EMPLOYEES CU
Address	OKLAHOMA CITY, OK 73124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jul 1, 2014

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	122 COBBLESTONE RD, ARDMORE, OK 73401-1033
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004515/291
Date	Aug 22, 2006
Book Page	4515/291
Instrument	2006-010278

Lender

Name	OKLAHOMA EMPLOYEES CU
Type	Non-Lending Institution
Address	ROANOKE, VA 24027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Sep 1, 2011

April 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	122 COBBLESTONE RD, ARDMORE, OK 73401-1033
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005877/221
Date	Apr 7, 2014
Book Page	5877/221
Instrument	2014-005029

Lender

Name	OKLAHOMA EMPLOYEES CU
Type	Credit Union
Address	OKLAHOMA CITY, OK 73124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Apr 1, 2021

March 2015: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTER OK
Recording Date	Mar 6, 2015
Property Address	122 COBBLESTONE RD, ARDMORE, OK 73401-1033
Document Number	006045/193
Book / Page	6045 / 193
Instrument Date	Feb 19, 2015
Instrument	2015-002279
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	122 COBBLESTONE RD, ARDMORE, OK 73401-1033

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Unified School District	Dickson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,062 (+3.53%) Land $2,400 Building $27,662	$250,518 (-26.27%) Land $20,000 Building $230,518
2025	$2,869.00 (-1.14%) Homeowner's exemption	$29,038 (-0.19%) Land $2,400 Building $26,638	$339,758 (+6.19%) Land $20,000 Building $319,758
2023	$2,902.00 Homeowner's exemption	$29,092 Land $1,493 Building $27,599	$319,939 Land $20,000 Building $299,939

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · lower than 71% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN OKLA WATER CORP serves 11,250 people · EPA ID OK1010830
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · May 2025
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arbuckle Communications Fixed Wireless	400 / 100
Starlink Satellite	280 / 30

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