DeKalb County property record for 122 Co Rd 894, Valley Head, AL 35989
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,492 sqft · built 2024 |
| Lot Size | 1.85 acres (80,586 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $24,500 (Dec 2020) |
| Tax Bill | $1,298 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02-04-0-000-008.036 |
| Primary APN | 14-02-04-0-000-008.036 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,492 sqft Living Area |
| Flooring | Plywood |
| Interior Walls | Unfinished |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Shingles |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 80,586 sqft (1.85 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 163828 |
|---|---|
| Street Address | 122 COUNTY ROAD 894 |
| City | VALLEY HEAD |
| State | AL |
| Zip | 35989-5153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKDALE SUBLOT 17PB 7 PG 177CONT 1.85 AC S4 T6S R9E |
| Legal Range | 09E |
| Legal Township | 06S |
| Legal Section | 04 |
| Legal Subdivision | OAKDALE SUB |
| Legal Lot Number | 17P |
| Jurisdiction | DEKALB AL |
| Township / Civil Division | FORT PAYNE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 961200 |
122 Co Rd 894 is owned and occupied by two individuals who bought it in December 2020.
Source: DeKalb County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 122 COUNTY ROAD 894, VALLEY HEAD, AL 35989-5153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 5, 2023 | Deed of Trust, Mortgage FIRST SOUTHERN STATE BANK |
| Feb 27, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2020 · Amount on File |
| Deed Sale | Dec 9, 2020 · Amount on File |
| Deed Book / Page | 3000 / 7340 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEKALB AL |
| Property Address | 122 COUNTY ROAD 894, VALLEY HEAD, AL 35989-5153 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 122 COUNTY ROAD 894, VALLEY HEAD, AL 35989-5153 |
| Document Number | 05006/4197 |
|---|---|
| Date | Mar 2, 2026 |
| Book Page | 5006/4197 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEKALB AL |
| Property Address | 122 COUNTY ROAD 894, VALLEY HEAD, AL 35989-5153 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0005003/91 |
|---|---|
| Date | Jan 5, 2023 |
| Book Page | 5003/91 |
| Name | FIRST SOUTHERN STATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEKALB AL |
| Property Address | 122 COUNTY ROAD 894, VALLEY HEAD, AL 35989-5153 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Name | Verified Name |
|---|---|
| Address | 122 COUNTY ROAD 894, VALLEY HEAD, AL 35989-5153 |
| Document Number | 05004/2563 |
|---|---|
| Date | Feb 27, 2024 |
| Book Page | 5004/2563 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
The 2026 property tax bill for 122 Co Rd 894 was $1,298, up 2.6% from the year before.
Source: DeKalb County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | DeKalb County |
| Unified School District | DeKalb County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,298.00 (+2.61%) | ||
| 2025 | $1,265.00 | $35,640 Land $2,880 Building $32,760 | $356,260 Land $28,760 Building $327,500 |
| 2023 | $180.00 (+5.26%) | $5,080 (+5.39%) | $25,360 (+5.32%) Land $25,360 |
| 2022 | $171.00 | $4,820 Land $4,820 | $24,080 Land $24,080 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 122 Co Rd 894 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2011–2015) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jun 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 122 Co Rd 894 is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 76% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Farmers Telecommunications Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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