Worcester County and Worcester City property record for 122 Clover St, Worcester, MA 01603
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,658 sqft · built 1909 |
| Lot Size | 0.205 acres (8,944 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,609 (2026) |
| Deeds & Mortgages | Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-016-00016 |
| Primary APN | 27-016-00016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,658 sqft Living Area |
| Gross Area | 3,722 sqft |
| 1st Floor Area | 1,382 sqft |
| Basement Area | 1,102 sqft |
| Unfinished Basement | 1,102 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,944 sqft (0.205 acres) |
| Garage Type | Basement |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Account Number | 27-016-00016 |
|---|---|
| Street Address | 122 CLOVER ST |
| City | WORCESTER |
| State | MA |
| Zip | 01603-1946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Block | 16 |
| Legal Lot Number | 16 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 733101 |
122 Clover St is owned and occupied by an individual.
Source: Worcester County and Worcester City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 122 CLOVER ST, WORCESTER, MA 01603-1946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 122 CLOVER ST, WORCESTER, MA 01603-1946 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 56841-335 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 56841/335 |
| Instrument | 25410 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
The 2026 property tax bill for 122 Clover St was $4,609, up 4% from the year before.
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,609.00 (+3.97%) | $347,100 (+3.27%) Land $104,300 Building $242,800 | $393,714 (+1.4%) |
| 2025 | $4,433.00 | $336,100 Land $98,200 Building $237,900 | $388,265 (-2.3%) |
| 2024 | $397,385 | ||
| 2023 | $4,183.00 | $291,700 Land $85,400 Building $206,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 122 Clover St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1996–2015) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 122 Clover St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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