122 Cliff Edge Rd, Monroe, TN 38573 Property Records

Pickett County property record for 122 Cliff Edge Rd, Monroe, TN 38573

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,194 sqft · built 2007
Lot Size	1.63 acres (71,003 sqft)
Owner	Individual Name on Record
Last Sale	$374,900 (Jun 2014)
Tax Bill	$2,908 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`069059 01114`

Property Details

APN / Parcel Number

Primary APN	`069059 01114`
Alternative APNs	`059 01114 00004059` `059 01114`

Interior

Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	4,194 sqft Living Area
1st Floor Area	3,992 sqft
Upper Floors Area	672 sqft
Attic Area	672 sqft
Basement Area	1,996 sqft
Finished Basement	1,996 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 2007
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	71,003 sqft (1.63 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	547 sqft
Deck Area	450 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	059 01114 00004059
Street Address	122 CLIFF EDGE RD
City	MONROE
State	TN
Zip	38573-4312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: R04
Legal Subdivision	THE BLUFFS PHI
Legal Lot Number	4
Jurisdiction	PICKETT TN
Township / Civil Division	4
Census Block Group	4
Census Block	4035
Census Tract	925101

Owner

Source: Pickett County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	122 CLIFF EDGE RD, MONROE, TN 38573-4312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 8, 2018	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2014 · Amount on Record
Deed Sale	Jun 18, 2014 · Amount on Record
Deed Document Number	14000532
Deed Book / Page	140 / 106
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKETT TN
Property Address	122 CLIFF EDGE RD, MONROE, TN 38573-4312
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170/620
Date	Aug 11, 2020
Book Page	170/620
Instrument	20000740

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKETT TN
Property Address	122 CLIFF EDGE RD, MONROE, TN 38573-4312
Transaction Type	Mortgage
Record Updated	May 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	159/0255
Date	May 8, 2018
Book Page	159/0255
Instrument	18000448

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Pickett County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Pickett County
Unified School District	Pickett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,908.00 (+30.17%)	$170,050 (-) Land $16,300 Building $153,750
2023		$170,050 (+83.44%) Land $16,300 Building $153,750	$680,200 (+83.44%) Land $65,200 Building $615,000
2022	$2,234.00	$92,700 Land $10,275 Building $82,425	$370,800 Land $41,100 Building $329,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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