Scott County property record for 122 Citation Ct, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,049 sqft · built 1997 |
| Lot Size | 0.159 acres (6,955 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,802 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 137-40-116.000 |
| Primary APN | 137-40-116.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,049 sqft Living Area |
| 1st Floor Area | 559 sqft |
| Basement Area | 1,049 sqft |
| Finished Basement | 1,049 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Lot Area | 6,955 sqft (0.159 acres) |
| Garage Type | Basement |
| Garage Area | 466 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 122 CITATION CT |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DERBY ESTATES |
| Legal Subdivision | DERBY ESTATES |
| Legal Phase | 1A |
| Legal Lot Number | 20 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 40606 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 122 CITATION CT, GEORGETOWN, KY 40324-2539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2019 | Deed of Trust, Mortgage · Commercial Mortgage COMMONWEALTH CU INC |
| Jul 1, 2019 | Deed of Trust, Mortgage · ARM COMMONWEALTH CREDIT UNION |
| Jul 1, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 10, 2008 |
| Transfer Doc | D320/605 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 122 CITATION CT, GEORGETOWN, KY 40324-2539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1451/616 |
|---|---|
| Date | Jul 25, 2019 |
| Book Page | M1451/616 |
| Instrument | 402690 |
| Name | COMMONWEALTH CU INC |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 122 CITATION CT, GEORGETOWN, KY 40324-2539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1447/676 |
|---|---|
| Date | Jul 1, 2019 |
| Book Page | M1447/676 |
| Instrument | 401762 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 1, 2019 |
| Property Address | 122 CITATION CT, GEORGETOWN, KY 40324-2539 |
| Document Number | D406/705 |
| Book / Page | D406 / 705 |
| Map Reference | CAB 4 SL 1549 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 401761 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 122 CITATION CT, 122, GEORGETOWN, KY 40324-2539 |
| Name | Verified Name |
|---|---|
| Address | 101 SAINT CLAIR ST, FRANKFORT, KY 40601-2640 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $202,400 (-) | $202,400 (-) | |
| 2025 | $1,802.00 (+13.76%) | $202,400 (+15.79%) | $202,400 (+15.79%) |
| 2023 | $1,584.00 (+11.39%) | $174,800 (+6.59%) Land $37,500 Building $137,300 | $174,800 (+6.59%) Land $37,500 Building $137,300 |
| 2022 | $1,422.00 | $164,000 Land $33,000 Building $131,000 | $164,000 Land $33,000 Building $131,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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