122 Circle Dr, Monroe, NY 10950 Property Records

Orange County and Monroe Town property record for 122 Circle Dr, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,810 sqft · built 1960
Lot Size	0.751 acres (32,711 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Aug 2017)
Tax Bill	$9,259 (2024)
Deeds & Mortgages	Feb 2024 Refinance Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`334089 28-3-2`

Property Details

APN / Parcel Number

Primary APN	`334089 28-3-2`
Alternative APNs	`408902800000030020000000` `28-3-2`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,810 sqft Living Area
Gross Area	2,048 sqft
1st Floor Area	1,150 sqft
Basement Area	660 sqft
Finished Basement	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2010
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	32,711 sqft (0.751 acres)
Lot Dimensions	125 ft deep x 230 ft wide
View / Lot	Suburban
Garage Type	Basement
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	638 sqft
Patio Area	140 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	28-3-2
Street Address	122 CIRCLE DR
City	MONROE
State	NY
Zip	10950-3643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-1.0AC
Legal Description	LT 5 JAMES E LUDLAM TRACT
Legal Block	3
Legal Lot Number	2.000
Jurisdiction	ORANGE NY
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2005
Census Tract	14202

Owner

Source: Orange County and Monroe Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 CIRCLE DR, MONROE, NY 10950-3643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance HUDSON VALLEY FCU
Aug 11, 2017	Grant Deed, Transfer · VA Mortgage RESIDENTIAL HM FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2017 · Amount on Record
Deed Sale	Aug 11, 2017 · Amount on Record
Prior Sale	Dec 4, 2009 · Amount on Record
Deed Book / Page	14272 / 1930
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	122 CIRCLE DR, MONROE, NY 10950-3643
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007178
Date	Feb 2, 2024
Book Page	15523/1332
Instrument	20240007178

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2034

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE NY
Recording Date	Aug 11, 2017
Property Address	122 CIRCLE DR, MONROE, NY 10950-3643
Document Number	0000056850
Book / Page	014272 / 001930
Instrument Date	Aug 8, 2017
Instrument	56850
Transaction Type	Transfer
Record Updated	Feb 8, 2018
Title Company	TITLE AMERICA ABSTRACT CORPORATION, TITLE AMERICA ABS CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	64 RITCHIE DR YONKERS NY 107052542, YONKERS, NY 10705-2542

Mortgage

Document Number	56851
Date	Aug 11, 2017
Book Page	014272/001934
Instrument	56851

Lender

Name	RESIDENTIAL HM FNDG
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2047

Tax Assessment & Valuation

Source: Orange County and Monroe Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Monroe Town
Unified School District	Monroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,800 (-) Land $18,700 Building $28,100	$432,900 (+13.41%)
2024	$9,259.00
2023		$46,800 Land $18,700 Building $28,100	$381,700 Land $152,517 Building $229,183

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980–1984)
Most Recent Claim	Apr 1984 · Coastal Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: Spectrum, Verizon.

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