122 Chestnut Way Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 122 Chestnut Way Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,576 sqft · built 2023
Lot Size0.57 acres (24,829 sqft)
OwnerCompany Name on File
Last Sale$841,500 (Mar 2025)
Tax Bill$1,983 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1950-05-6538-000

Property Details

APN / Parcel Number

Primary APN1950-05-6538-000
Alternative APNs
  • 1785683
  • 1865576

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,576 sqft Living Area
1st Floor Area1,288 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleRustic
Lot Area24,829 sqft (0.57 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1865576
Street Address122 CHESTNUT WAY RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionCREEKRIDGE 134
Legal SubdivisionCREEKRIDGE
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1028
Census Tract921000

Owner

122 Chestnut Way Rd is owned by a company that bought it in March 2025.

Source: Watauga County records, as of October 13, 2026

Owner of RecordCompany Name on File
Mailing Address203 N PIEDMONT AVE, KINGS MOUNTAIN, NC 28086-3030
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2025 · Amount on File
Deed SaleMar 12, 2025 · Amount on File
Prior SaleOct 29, 2018 · Amount on File
Deed Document Number2025748367
Deed Book / Page2422 / 602
Prior Transfer DateJul 25, 2008
Prior Transfer Doc0013910897
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address122 CHESTNUT WAY RD, BEECH MOUNTAIN, NC 28604-8051
Transaction TypeMortgage
Record UpdatedOct 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022040439
DateJul 12, 2021
Book Page2204/439
Instrument708603
Lender
NameCAROLINA FARM CREDIT ACA
TypeBank
AddressBURNSVILLE, NC 28714
Agreement
AmountAmount on Record
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 122 Chestnut Way Rd was $1,983, down 65.8% from the year before.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$595,800 (+1.38%) Land $30,000 Building $565,800
2025$1,983.00 (-65.76%)$587,700 Land $30,000 Building $557,700
2024$5,792.00$587,700 Land $30,000 Building $557,700
2023$30,000 Land $30,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 122 Chestnut Way Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Chestnut Way Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chestnut Way Rd

Nearby Streets

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