122 Cherry Road Ct, Berea, KY 40403 Property Records

Madison County property record for 122 Cherry Road Ct, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details1,794 sqft
OwnerIndividual Name on File
Last Sale$92,000 (Jul 2017)
Tax Bill$1,907 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNB007-0004-0016

Property Details

APN / Parcel Number

Primary APNB007-0004-0016
Alternative APNs
  • 100190
  • 137419
  • 67386

Interior

Stories1 Story
Building Area1,794 sqft Living Area

Exterior

Exterior MaterialStone
Garage TypeBasement
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number67386
Street Address122 CHERRY ROAD CT
CityBEREA
StateKY
Zip40403-1632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionG L WREN LOTS 3-6 BLK B
Legal SubdivisionG L WREN ADDT
Legal BlockB
Legal Lot Number3-6
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group2
Census Block2006
Census Tract11301

Owner

Source: Madison County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address122 CHERRY ROAD CT, BEREA, KY 40403-1632
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2023Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jul 14, 2017Deed, Transfer
PEOPLES BANK & TRUST CO OF MADISON

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 14, 2017 · Amount on Record
Deed SaleJul 14, 2017 · Amount on Record
Deed Document Number2013961602
Deed Book / PageD00747 / 474
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address122 CHERRY ROAD CT, BEREA, KY 40403-1632
Transaction TypeMortgage
Record UpdatedSep 5, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 CHERRY ROAD CT, BEREA, KY 40403-1632

Mortgage

Document Number0M2252/245
DateAug 11, 2023
Book PageM2252/245
Instrument2014161102
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 27, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJul 14, 2017
Property Address122 CHERRY ROAD CT, BEREA, KY 40403-1632
Document NumberD00747/474
Book / PageD00747 / 474
Map ReferenceMB P1 PG77
Instrument DateJul 13, 2017
Instrument2013961602
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$92.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 CHERRY ROAD CT, BEREA, KY 40403-1632

Mortgage

Document Number2013961603
DateJul 14, 2017
Instrument2013961603
Lender
NamePEOPLES BANK & TRUST CO OF MADISON
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictBerea Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,907.00 (+1.27%) Additional exemption filed$160,000 (+11.11%)$160,000 (+11.11%)
2023$1,883.00$144,000$144,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEREA MUNICIPAL UTILITIES
private · serves 9,972 people · EPA ID KY0760030
Water SourceSurface water
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Uniti Group
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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