122 Chambers Ave, Georgetown, KY 40324 Property Records

Scott County property record for 122 Chambers Ave, Georgetown, KY 40324 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,055 sqft
Owner	Company Name on File
Tax Bill	$3,651 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`166-40-201.000`

Property Details

APN / Parcel Number

Primary APN	`166-40-201.000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,055 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Construction Type	Frame
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	122 CHAMBERS AVE
City	GEORGETOWN
State	KY
Zip	40324-1735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY GEO 52
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2026
Census Tract	40102

Owner

Source: Scott County records · APN 166-40-201.000

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3301 VERSAILLES RD, LEXINGTON, KY 40510-9631
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Apr 15, 2024	Deed, Transfer · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST
Jun 29, 2023	Deed, Transfer · Conventional Mortgage PEOPLES BANK & TRUST CO
Jun 09, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 15, 2024
Deed Sale	Apr 15, 2024
Prior Sale	Jun 29, 2023 · Amount on Record
Deed Document Number	497371
Deed Book / Page	D448 / 469
Record Updated	Jun 08, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	122 CHAMBERS AVE, GEORGETOWN, KY 40324-1735
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	RAINBOW TITLE COMPANY, RAINBOW TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1416/747
Date	Oct 30, 2018
Book Page	M1416/747
Instrument	393480

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2033

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	122 CHAMBERS AVE, GEORGETOWN, KY 40324-1735
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	RAINBOW TITLE COMPANY, RAINBOW TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M1527/17
Date	Jul 24, 2020
Book Page	M1527/17
Instrument	419206

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2035

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Apr 15, 2024
Property Address	122 CHAMBERS AVE, GEORGETOWN, KY 40324-1735
Document Number	00D448/469
Book / Page	D448 / 469
Instrument Date	Mar 28, 2024
Instrument	497371
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSING

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 CHAMBERS AVE, GEORGETOWN, KY 40324-1735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3301 VERSAILLES RD, LEXINGTON, KY 40510-9631

Mortgage

Document Number	0000497372
Date	Apr 15, 2024
Instrument	497372

Lender

Name	CUMBERLAND VALLEY NATL BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jun 29, 2023
Property Address	122 CHAMBERS AVE, GEORGETOWN, KY 40324-1735
Document Number	00D442/760
Book / Page	D442 / 760
Instrument Date	Jun 23, 2023
Instrument	475684
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	PRECISE TITLE SERVICES INC, PRECISE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1503, LEXINGTON, KY 40588-1503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 CHAMBERS AVE, GEORGETOWN, KY 40324-1735
Investor	Possibly a Property Investor

Mortgage

Document Number	0000475685
Date	Jun 29, 2023
Instrument	475685

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jun 09, 2022
Property Address	122 CHAMBERS AVE, GEORGETOWN, KY 40324-1735
Document Number	00D434/319
Book / Page	D434 / 319
Instrument Date	Jun 08, 2022
Instrument	455339
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$181.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 MOLLIE WAY, GEORGETOWN, KY 40324-1271

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1503, LEXINGTON, KY 40588-1503

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,651.00 (+113.26%)	$410,000 (+117.05%)	$410,000 (+117.05%)
2023	$1,712.00 (+10.24%)	$188,900 (+5.53%) Land $30,000 Building $158,900	$188,900 (+5.53%) Land $30,000 Building $158,900
2022	$1,553.00	$179,000 Land $25,000 Building $154,000	$179,000 Land $25,000 Building $154,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (21209C), updated November 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212090401022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 389 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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