Erie County and Cheektowaga Town property record for 122 Cayuga Rd, Buffalo, NY 14225
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1950 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Oct 2022) |
| Tax Bill | $4,294 (2026) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Apr 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 143089 92.09-4-16 |
| Primary APN | 143089 92.09-4-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Upper Floors Area | 360 sqft |
| Game Room | Game Room |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 126 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 031 0181000 |
|---|---|
| Street Address | 122 CAYUGA RD |
| City | BUFFALO |
| State | NY |
| Zip | 14225-1907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02R |
| Legal Description | MC 1723 SL 1 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 4 |
| Legal Lot Number | 16.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CHEEKTOWAGA |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 10001 |
122 Cayuga Rd is owned and occupied by an individual who acquired it in April 2025.
Source: Erie County and Cheektowaga Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 122 CAYUGA RD, BUFFALO, NY 14225-1907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 24, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Sep 17, 2018 | Deed of Trust, Mortgage NIAGARAS CHOICE CU |
| Apr 21, 2020 | Deed, Transfer |
| Jun 25, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2022 · Amount on File |
| Deed Sale | Oct 24, 2022 · Amount on File |
| Prior Sale | Apr 21, 2020 · Amount on File |
| Deed Document Number | 2022201828 |
| Deed Book / Page | 11409 / 5473 |
| Last Transfer Date | Apr 3, 2025 |
| Transfer Doc | 0114440936 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Oct 24, 2022 |
| Property Address | 122 CAYUGA RD, BUFFALO, NY 14225-1907 |
| Document Number | 0114095473 |
| Book / Page | 11409 / 5473 |
| Instrument Date | Oct 5, 2022 |
| Instrument | 2022201828 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 122 CAYUGA RD, 122, CHEEKTOWAGA, NY 14225-1907 |
| Name | Verified Name |
|---|---|
| Address | 375 HARRIS HILL RD, AMHERST, NY 14221-7475 |
| Document Number | 0140722142 |
|---|---|
| Date | Oct 24, 2022 |
| Book Page | 14072/2142 |
| Instrument | 2022201829 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 122 CAYUGA RD, BUFFALO, NY 14225-1907 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1222 CAYUGA ROAD, CHEEKTOWAGA, NY 14225 |
| Document Number | 0140493571 |
|---|---|
| Date | Apr 21, 2022 |
| Book Page | 14049/3571 |
| Instrument | 2022078698 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 122 CAYUGA RD, BUFFALO, NY 14225-1907 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0138704351 |
|---|---|
| Date | Sep 17, 2018 |
| Book Page | 13870/4351 |
| Instrument | 2018184772 |
| Name | NIAGARAS CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | NIAGARA FALLS, NY 14303 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Aug 31, 2028 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Apr 21, 2020 |
| Property Address | 122 CAYUGA RD, BUFFALO, NY 14225-1907 |
| Document Number | 0113594043 |
| Book / Page | 11359 / 4043 |
| Map Reference | DOC 1723 |
| Instrument Date | Feb 25, 2020 |
| Instrument | 2020071090 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $552.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 122 CAYUGA RD, 122, CHEEKTOWAGA, NY 14225-1907 |
| Name | Verified Name |
|---|---|
| Address | 43 WAYNE TER, BUFFALO, NY 14225-1028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 122 CAYUGA RD, BUFFALO, NY 14225-1907 |
| Document Number | 0139073414 |
| Instrument Date | Jun 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 122 CAYUGA RD CHEEKTOWAGA NY 142251907, CHEEKTOWAGA, NY 14225-1907 |
| Document Number | 0139073414 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 013907/003414 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 18, 2044 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 122 Cayuga Rd was $4,294, up 84.3% from the year before.
Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Cheektowaga Town |
| Unified School District | Cheektowaga-Maryvale Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,294.00 (+84.29%) | ||
| 2025 | $2,330.00 (-43.1%) | $130,000 (-) Land $13,000 Building $117,000 | $173,333 (+6.67%) Land $17,333 Building $156,000 |
| 2024 | $4,095.00 | $130,000 (-) Land $13,000 Building $117,000 | $162,500 (+13.75%) Land $16,250 Building $146,250 |
| 2023 | $130,000 Land $13,000 Building $117,000 | $142,857 Land $14,286 Building $128,571 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 122 Cayuga Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 10 (1978–2008) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | Dec 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 122 Cayuga Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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