Erie County and Cheektowaga Town property record for 122 Cathedral Ln, Buffalo, NY 14225
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,242 sqft · built 1958 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $93,000 (Aug 2013) |
| Tax Bill | $6,028 (2026) |
| Deeds & Mortgages | Dec 2025 Line of Credit Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 006-0687000 |
| Primary APN | 006-0687000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,242 sqft Living Area |
| 1st Floor Area | 852 sqft |
| Upper Floors Area | 390 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 130 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 006-0687000 |
|---|---|
| Street Address | 122 CATHEDRAL LN |
| City | BUFFALO |
| State | NY |
| Zip | 14225-4629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02R |
| Legal Description | MC 2001 SL 52 |
| Legal Subdivision | MCNAUGHTON PARK PART 3 |
| Legal Block | 1 |
| Legal Lot Number | 39.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | CHEEKTOWAGA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 10700 |
122 Cathedral Ln is owned and occupied by an individual who bought it in August 2013.
Source: Erie County and Cheektowaga Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 122 CATHEDRAL LN, BUFFALO, NY 14225-4629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Line of Credit ONE CREDIT UNION OF NY |
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2013 · Amount on File |
| Deed Sale | Aug 19, 2013 · Amount on File |
| Deed Document Number | 2013190181 |
| Deed Book / Page | 11251 / 6521 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 122 CATHEDRAL LN, CHEEKTOWAGA, NY 14225-4629 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 122 CATHEDRAL LN, CHEEKTOWAGA, NY 14225-4629 |
| Document Number | 0141838530 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 14183/8530 |
| Instrument | 2025224585 |
| Name | ONE CREDIT UNION OF NY |
|---|---|
| Type | Credit Union |
| Address | BUFFALO, NY 14225 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 9, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 122 CATHEDRAL LN, CHEEKTOWAGA, NY 14225-4629 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 122 CATHEDRAL LN, CHEEKTOWAGA, NY 14225-4629 |
| Document Number | 0140099824 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 14009/9824 |
| Instrument | 2021161494 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 122 CATHEDRAL LN, CHEEKTOWAGA, NY 14225-4629 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 122 CATHEDRAL LN, CHEEKTOWAGA, NY 14225-4629 |
| Document Number | 0113858977 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 11385/8977 |
| Instrument | 2021166115 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 298 Months |
| Due | Jun 1, 2046 |
The 2026 property tax bill for 122 Cathedral Ln was $6,028 with exemptions applied, up 121.5% from the year before.
Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Cheektowaga Town |
| Unified School District | Cheektowaga Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,028.00 (+121.45%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $2,722.00 (-41.8%) | $165,000 (-) Land $13,500 Building $151,500 | $220,000 (+6.67%) Land $18,000 Building $202,000 |
| 2024 | $4,677.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $165,000 (-) Land $13,500 Building $151,500 | $206,250 (+13.75%) Land $16,875 Building $189,375 |
| 2023 | Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $165,000 Land $13,500 Building $151,500 | $181,319 Land $14,835 Building $166,484 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 122 Cathedral Ln in Zone X, an area of moderate flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1978–2010) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Jun 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 122 Cathedral Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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