122 Caryl Way, Oldsmar, FL 34677 Property Records

Pinellas County property record for 122 Caryl Way, Oldsmar, FL 34677

Property Summary

Property Type	Condominium
Details	1,094 sqft · built 1979
Lot Size	5.8 acres (252,967 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Jul 2023)
Tax Bill	$2,781 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C62-000-759-1048-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-1048-9`
Alternative APNs	`09-28-16-23935-001-0150` `281609239350010150` `162809239350010150` `R98232`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,094 sqft Living Area
1st Floor Area	1,094 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Construction Type	Wood
Lot Area	252,967 sqft (5.8 acres)
View / Lot	Interior
Garage Type	Carport
Carport	Carport
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R98232
Street Address	122 CARYL WAY
City	OLDSMAR
State	FL
Zip	34677-2244
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	EAST LAKE WOODLANDS CONDO UNIT 2 BLDG 1, UNIT 15
Legal Range	16E
Legal Township	28S
Legal Section	9
Legal Subdivision	EAST LAKE WOODLANDS
Legal Tract	23935
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2005
Census Tract	27326

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3995 WELLINGTON PKWY, PALM HARBOR, FL 34685-1172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Mar 22, 2018	Warranty Deed, Transfer · Conventional with PMI NFM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Prior Sale	Mar 22, 2018 · Amount on Record
Deed Document Number	2023181940
Deed Book / Page	22503 / 1733
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 14, 2023
Property Address	122 CARYL WAY, OLDSMAR, FL 34677-2244
Document Number	0225031733
Book / Page	22503 / 1733
Map Reference	MB 19983 PG 474
Instrument Date	Jun 21, 2023
Instrument	2023181940
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	NATIONAL TITLE SOLUTIONS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4140 LIKI CT, RUSKIN, FL 33570

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 CARYL WAY, OLDSMAR, FL 34677

Mortgage

Document Number	0225031735
Date	Jul 14, 2023
Instrument	22503/1735

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 22, 2018
Property Address	122 CARYL WAY, OLDSMAR, FL 34677-2244
Document Number	0199830474
Book / Page	019983 / 000474
Instrument Date	Mar 16, 2018
Instrument	87309
Transaction Type	Transfer
Record Updated	Apr 6, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$938.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 CARYL WAY OLDSMAR FL 346772244, OLDSMAR, FL 34677-2244

Mortgage

Document Number	199830476
Date	Mar 22, 2018
Book Page	019983/000476
Instrument	87310

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,781.00 (+238.73%) Homeowner's exemption	$191,395 (+104.85%) Building $191,395	$191,395 (-0.63%) Building $191,395
2023	$821.00 (-12.29%) Homeowner's exemption Disabled Person's exemption Widower's exemption	$93,430 (+3%)	$192,609 (+22.79%) Building $192,609
2022	$936.00 Homeowner's exemption Disabled Person's exemption Widower's exemption	$90,709	$156,856 Building $156,856

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 63 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	187 units insured incl. 124 condo units
Nearby Flood Claims	4 (1988–2016)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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