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122 Carter Heights Dr, Gaffney, SC 29340 Property Records

Cherokee County property record for 122 Carter Heights Dr, Gaffney, SC 29340

Property Summary

Property TypeSingle Family Home
Details1,600 sqft · built 1960
Lot Size0.39 acres (16,988 sqft)
Owner2 Individual Names on Record
Last Sale$2,972 (Jul 2019)
Tax Bill$582 (2025)
Deeds & MortgagesOct 2026 Mortgage
Oct 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN012644-23-3

Property Details

APN / Parcel Number

Primary APN012644-23-3
Alternative APNs
  • 0831400038000 60208589
  • 083-14-00-038.000
  • 012706223

Interior

Stories1 Story
Building Area1,600 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBrick Veneer
Lot Area16,988 sqft (0.39 acres)
PorchSlab

Location & Zoning

Street Address122 CARTER HEIGHTS DR
CityGAFFNEY
StateSC
Zip29340-3602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGF
Legal DescriptionCARTER HGTS LOT 24 ADDED SURVIVORSHIP $10L&A FULLER TO LAMONDA & CLYDE $5/THEN TO SANCHEZ $85000
Legal SubdivisionCARTER HEIGHTS SUB
Legal Tract2
Legal Lot Number24
JurisdictionCHEROKEE SC
Township / Civil DivisionGAFFNEY
Census Block Group3
Census Block3023
Census Tract970601

Owner

Source: Cherokee County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address122 CARTER HEIGHTS DR, GAFFNEY, SC 29340-3602
OccupancyOwner Occupied
Owner TypeIndividual
VestingSurvivor

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2026Deed of Trust, Mortgage · Conventional Mortgage
TRULIANT FEDERAL CREDIT UNION
Oct 14, 2026Deed of Trust, Mortgage · Line of Credit
TRULIANT FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2019 · Amount on Record
Deed SaleJul 2, 2019 · Amount on Record
Prior SaleOct 3, 2012 · Amount on Record
Deed Document Number20193216
Deed Book / Page113 / 2277
Transfer Doc0000003216
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE SC
Recording DateOct 14, 2026
Property Address122 CARTER HEIGHTS DR, GAFFNEY, SC 29340-3602
Document Number0000005885
Book / Page204 / 2546
Instrument DateOct 7, 2026
Instrument20265885
Transaction TypeMortgage
Record UpdatedOct 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 CARTER HEIGHTS DR, GAFFNEY, SC 29340-3602

Mortgage

Document Number0000005885,
DateOct 14, 2026
Book Page204/2546
Instrument20265885
Lender
NameTRULIANT FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term144 Months
DueOct 27, 2038
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE SC
Recording DateOct 14, 2026
Property Address122 CARTER HEIGHTS DR, GAFFNEY, SC 29340-3602
Document Number0000005886
Book / Page204 / 2554
Instrument DateOct 7, 2026
Instrument20265886
Transaction TypeMortgage
Record UpdatedOct 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 CARTER HEIGHTS DR, GAFFNEY, SC 29340-3602

Mortgage

Document Number0000005886,
DateOct 14, 2026
Book Page204/2554
Instrument20265886
Lender
NameTRULIANT FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 12, 2056
Interest
Max Rate-1%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of November 20, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCherokee County
MunicipalityGaffney City
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$582.00 (+10.86%) Homeowner's exemption$5,170 (-) Land $480 Building $4,690$136,900 (-) Land $12,000 Building $124,900
2023$525.00 Homeowner's exemption$5,170 Land $480 Building $4,690$136,900 Land $12,000 Building $124,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGAFFNEY BPW
serves 24,290 people · EPA ID SC1110001
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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