122 Caribbean Pl, Saint Johns, FL 32259 Property Records

St. Johns County property record for 122 Caribbean Pl, Saint Johns, FL 32259

Property Summary

Property TypeSingle Family Home
Details3 bd · 4.5 ba · 3,200 sqft · built 2018
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$495,600 (Jul 2019)
Tax Bill$4,456 (2025)
Deeds & MortgagesDec 2025 Mortgage
Nov 2023 Second Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN023718-1080

Property Details

APN / Parcel Number

Primary APN023718-1080

Interior

Bedrooms3 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures20 Plumbing Fixtures
Stories2 Stories
Building Area3,200 sqft Living Area
Gross Area4,187 sqft
1st Floor Area1,597 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area468 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area519 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address122 CARIBBEAN PL
CitySAINT JOHNS
StateFL
Zip32259-2297
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description87/35-44 TWIN CREEKS NORTH PARCEL 13 PHASE 1 LOT 108 OR4750/1212
Legal Range28E
Legal Township05S
Legal Section09
Legal SubdivisionTWIN CREEKS NORTH PARCEL 13 PHASE 1
Legal Phase1
Legal Lot Number108
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2025
Census Tract20904

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address122 CARIBBEAN PL, SAINT JOHNS, FL 32259-2297
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2025Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Nov 6, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SERVICE FCU
Dec 14, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jun 2, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jul 1, 2019Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2019 · Amount on Record
Deed SaleJul 1, 2019 · Amount on Record
Deed Document Number201946430
Deed Book / Page4750 / 1212
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address122 CARIBBEAN PL, SAINT JOHNS, FL 32259-2297
Transaction TypeMortgage
Record UpdatedDec 24, 2025
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 CARIBBEAN PL, SAINT JOHNS, FL 32259-2297

Mortgage

Document Number0062711509
DateDec 11, 2025
Book Page6271/1509
Instrument2025100630
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address122 CARIBBEAN PL, SAINT JOHNS, FL 32259-2297
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 CARIBBEAN PL, ST JOHNS, FL 32259-2297

Mortgage

Document Number0058530205
DateNov 6, 2023
Book Page5853/205
Instrument2023087342
Lender
NameSERVICE FCU
TypeCredit Union
AddressPORTSMOUTH, NH 03801
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2038

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address122 CARIBBEAN PL, SAINT JOHNS, FL 32259-2297
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051241768
DateDec 14, 2020
Book Page5124/1768
Instrument2020113981
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term345 Months
DueSep 1, 2049

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address122 CARIBBEAN PL, SAINT JOHNS, FL 32259-2297
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049540728
DateJun 2, 2020
Book Page4954/728
Instrument2020041955
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term350 Months
DueAug 1, 2049

July 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateJul 1, 2019
Property Address122 CARIBBEAN PL, SAINT JOHNS, FL 32259-2297
Document Number0047501212
Book / Page4750 / 1212
Map ReferenceMB 87 PG 35
Instrument DateJun 25, 2019
Instrument2019046430
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 2, 2022
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,469.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 CARIBBEAN PL, SAINT JOHNS, FL 32259-2297

Mortgage

Document Number0047501216
DateJul 1, 2019
Instrument4750/1216
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$571,187 (+2.7%)$683,162 (-1.12%) Land $150,000 Building $533,162
2025$4,456.00 (+1.83%) Disabled Person's exemption Veteran's exemption$556,170 (+15.18%)$690,911 (+9.68%) Land $130,000 Building $560,911
2024$4,376.00 (+2.7%) Disabled Person's exemption Veteran's exemption$482,877 (+3%)$629,917 (+8.54%) Land $125,000 Building $504,917
2023$4,261.00 (+6.6%) Disabled Person's exemption Veteran's exemption$468,813 (+3%)$580,347 (-1.64%) Land $125,000 Building $455,347
2022$3,997.00 Disabled Person's exemption Veteran's exemption$455,158$589,999 Land $128,800 Building $461,199

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 206 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHEAST UTILITIES WS
serves 14,790 people · EPA ID FL2554475
Water SourcePurchased groundwater from JEA MAJOR GRID
Last State InspectionMar 2024
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

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