122 Bluff St, Frankford, MO 63441 Property Records

Pike County property record for 122 Bluff St, Frankford, MO 63441

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,432 sqft · built 1900
Lot Size	0.387 acres (16,901 sqft)
Owner	2 Individual Names on Record
Tax Bill	$459 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-07-35-003-024-002.000`

Property Details

APN / Parcel Number

Primary APN	`03-07-35-003-024-002.000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,901 sqft (0.387 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	360 sqft
Deck Area	150 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	122 BLUFF ST
City	FRANKFORD
State	MO
Zip	63441-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 5 LOTS 2 & 11, & ALL LOTS 3 & 10 BLK 11 ORIG PLAT TR 65 X 260 IRR
Legal Tract	65
Legal Block	11
Legal Lot Number	2-10
Jurisdiction	PIKE MO
Township / Civil Division	PENO
Census Block Group	2
Census Block	2039
Census Tract	460200

Owner

Source: Pike County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 BLUFF ST, FRANKFORD, MO 63441-1123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Line of Credit HNB NATIONAL BANK
Apr 26, 2023	Deed of Trust, Mortgage · Line of Credit HNB NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2024
Deed Sale	Nov 1, 2024
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE MO
Property Address	122 BLUFF ST, FRANKFORD, MO 63441-1123
Transaction Type	Mortgage
Record Updated	Mar 9, 2026
Title Company	PCT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 BLUFF ST, FRANKFORD, MO 63441-1123

Mortgage

Document Number	00334/7014
Date	Feb 20, 2026
Book Page	334/7014

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	BOWLING GREEN, MO 63334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2056

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE MO
Property Address	122 BLUFF ST, FRANKFORD, MO 63441-1123
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 BLUFF ST, FRANKFORD, MO 63441-1123

Mortgage

Document Number	00333/9456
Date	Apr 26, 2023
Book Page	333/9456

Lender

Name	HNB NATIONAL BANK
Type	Bank
Address	BOWLING GREEN, MO 63334

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pike County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Pike County
Municipality	Frankford City
Unified School District	Bowling Green R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$459.00 (+22.4%)	$7,160 (-) Land $900 Building $6,260	$37,640 (-) Land $4,720 Building $32,920
2023	$375.00	$7,160 Land $900 Building $6,260	$37,640 Land $4,720 Building $32,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORD PWS serves 349 people · EPA ID MO2010288
Water Source	Purchased surface water from PIKE COUNTY PWSD 1
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ralls Technologies Fiber	10,000 / 10,000

May also be available: Wisper ISP.

Cell Coverage

4G LTE only, no 5G reported

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