Cecil County property record for 122 Blackborne Dr, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,716 sqft · built 2008 |
| Lot Size | 0.602 acres (26,219 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Feb 2021) |
| Tax Bill | $4,763 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-023224 |
| Primary APN | 09-023224 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,716 sqft Total Area |
| Basement Area | 590 sqft |
| Finished Basement | 590 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 26,219 sqft (0.602 acres) |
| Garage Type | Mixed |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 224 sqft |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 023224 |
|---|---|
| Street Address | 122 BLACKBORNE DR |
| City | ELKTON |
| State | MD |
| Zip | 21921-1750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NAR |
| Legal Description | LOT 5 - .6019 ACRE 122 BLACKBORNE DRIVE MENDENHALL SQUARE |
| Legal Subdivision | MENDENHALL SQUARE 02 PH 01 |
| Legal Lot Number | 5 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 9, CALVERT |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 30700 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 122 BLACKBORNE DR, ELKTON, MD 21921-1750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 24, 2021 | Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Jun 12, 2017 | Deed of Trust, Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2021 · Amount on Record |
| Deed Sale | Feb 24, 2021 · Amount on Record |
| Prior Sale | Apr 14, 2008 · Amount on Record |
| Deed Book / Page | 4805 / 109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 122 BLACKBORNE DR, ELKTON, MD 21921-1750 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 122 BLACKBORNE DR, ELKTON, MD 21921-1750 |
| Document Number | 0051990154 |
|---|---|
| Date | Jul 12, 2022 |
| Book Page | 5199/154 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jun 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Feb 24, 2021 |
| Property Address | 122 BLACKBORNE DR, ELKTON, MD 21921-1750 |
| Document Number | 0048050109 |
| Book / Page | 4805 / 109 |
| Map Reference | MB 1105 PG 18 |
| Instrument Date | Feb 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 122 BLACKBORNE DR, ELKTON, MD 21921-1750 |
| Document Number | 0004805115 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 4805/115 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 122 BLACKBORNE DR, ELKTON, MD 21921-1750 |
| Document Number | 0040900088 |
| Book / Page | 004090 / 000088 |
| Instrument Date | Jun 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2017 |
| Title Company | NAVY FEDERAL TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 122 BLACKBORNE DR ELKTON MD 219211750, ELKTON, MD 21921-1750 |
| Document Number | 0040900088 |
|---|---|
| Date | Jun 27, 2017 |
| Book Page | 004090/000088 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jun 26, 2032 |
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,763.00 (+0.38%) | $433,733 (+16.81%) | $445,000 (+3.95%) Land $94,600 Building $350,400 |
| 2025 | $4,745.00 (+37.14%) | ||
| 2023 | $3,460.00 | $371,300 | $428,100 Land $94,600 Building $333,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures