122 Bay St, Wolfeboro, NH 03894 Property Records

Carroll County and Wolfeboro Town property record for 122 Bay St, Wolfeboro, NH 03894

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	2 bd · 1 ba · 1,250 sqft · built 1840
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jun 2021)
Tax Bill	$4,871 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WOLF M:00190 B:000013 L:000000`

Property Details

APN / Parcel Number

Primary APN	`WOLF M:00190 B:000013 L:000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,250 sqft Living Area

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	122 BAY ST
City	WOLFEBORO
State	NH
Zip	03894-4322
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	VILLAG
Legal Block	13
Jurisdiction	WOLFEBORO TOWN NH
Township / Civil Division	WOLFEBORO
Census Block Group	2
Census Block	2017
Census Tract	956101

Owner

122 Bay St, a residential property, is owned and occupied by two individuals who bought it in June 2021.

Source: Carroll County and Wolfeboro Town records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	122 BAY ST, WOLFEBORO, NH 03894-4322
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	Mar 22, 2011 · Amount on File
Deed Book / Page	3601 / 555
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOLFEBORO TOWN NH
Recording Date	Jun 30, 2021
Property Address	122 BAY ST, WOLFEBORO, NH 03894-4322
Document Number	003601-0555
Book / Page	3601 / 555
Instrument Date	Jun 30, 2021
Instrument	2109936
Transaction Type	Transfer
Record Updated	Apr 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	122 BAY ST, WOLFEBORO, NH 03894-4322

Mortgage

Document Number	0002109937
Date	Jun 30, 2021
Instrument	2109937

Lender

Name	PROFILE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	003601-0584
Date	Jun 30, 2021
Book Page	3601/584
Instrument	2109939

Lender

Name	WENTWORTH ECONOMIC DEVELOPMENT CORPORATI

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 122 Bay St was $4,871, up 13.3% from the year before.

Source: Carroll County and Wolfeboro Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Carroll County
County Subdivision	Wolfeboro Town
Unified School District	Governor Wentworth Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,871.00 (+13.31%)	$582,700 (+115.5%) Land $308,800 Building $273,900
2024	$4,299.00	$270,400 Land $100,900 Building $169,500
2023			$464,645
2022	$3,575.00	$270,400 Land $100,900 Building $169,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 Bay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 122 Bay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOLFEBORO WATER AND SEWER serves 6,000 people · EPA ID NH2561010
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay St

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