Passaic County and Wayne Township property record for 122 Baldwin Ter, Wayne, NJ 07470 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Split Level |
| Year Built | Built 1962 |
| Square Footage | 1,722 sqft Living Area |
| Lot Size | 15,638 sqft (0.359 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $460,000 (2019) |
| Tax Bill | $13,442.00 (2025) |
| Primary APN | 14-02717-0000-00028 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,722 sqft Living Area |
|---|
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Split Level Style |
| Lot Area | 15,638 sqft (0.359 acres) |
| Old Parcel Number | 1400595W00002 |
|---|---|
| Street Address | 122 BALDWIN TER |
| City | WAYNE |
| State | NJ |
| Zip | 07470-3603 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | GIBRALTAR PARK ESTATES SEC 5 |
| Legal Block | 2717 |
| Legal Lot Number | 28 |
| Jurisdiction | PASSAIC NJ |
| Minor Civil Division | WAYNE |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 246103 |
Source: Passaic County and Wayne Township records · APN 14-02717-0000-00028
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 122 BALDWIN TER, WAYNE, NJ 07470-3603 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 01, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) WELLS FARGO BANK NA |
| Jan 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK |
| Aug 05, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK |
| Jan 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 02, 2019 · Amount on Record |
| Deed Sale | Jan 02, 2019 · Amount on Record |
| Deed Doc Number | 20192018000114 |
| Deed Book / Page | 3481 / 33 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 122 BALDWIN TER, WAYNE, NJ 07470-3603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021385 |
|---|---|
| Date | May 01, 2017 |
| Instrument | 2017021385 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | May 01, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | May 01, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 122 BALDWIN TER, WAYNE, NJ 07470-3603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000115 |
|---|---|
| Date | Jan 02, 2019 |
| Book Page | M15344/0158 |
| Instrument | 2019000115 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 122 BALDWIN TER, WAYNE, NJ 07470-3603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC NATL TTL INSURA |
| Name | Verified Name |
|---|
| Document Number | 0000033758 |
|---|---|
| Date | Aug 05, 2019 |
| Book Page | M15636/0209 |
| Instrument | 2019033758 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 122 BALDWIN TER, WAYNE, NJ 07470-3603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INSIGHT TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000001178 |
|---|---|
| Date | Jan 07, 2021 |
| Book Page | M16714/271 |
| Instrument | 2021001178 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $224,100 (-) Land $131,600 Building $92,500 | $224,100 (-) Land $131,600 Building $92,500 | |
| 2025 | $13,442.00 (+0.89%) | $224,100 (+2.24%) Land $131,600 Building $92,500 | $224,100 (+2.24%) Land $131,600 Building $92,500 |
| 2024 | $13,324.00 (+7.51%) | ||
| 2023 | $219,200 Land $131,600 Building $87,600 | $219,200 Land $131,600 Building $87,600 | |
| 2022 | $12,393.00 |
122 Baldwin Ter is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Passaic County (34031C), updated May 29, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 35th in New Jersey |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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