122 Apple Tree Ln, Franklin, NC 28734 Property Records

Macon County property record for 122 Apple Tree Ln, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,120 sqft · built 2010
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$139,000 (Apr 2012)
Tax Bill	$941 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6574324078`

Property Details

APN / Parcel Number

Primary APN	`6574324078`
Alternative APNs	`0118702` `140297`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,120 sqft Heated Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Finished Basement	1,120 sqft
Game Room	Game Room

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	154 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	140297
Street Address	122 APPLE TREE LN
City	FRANKLIN
State	NC
Zip	28734-9027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 6 SEC 3 VALLEY VIEW
Legal Subdivision	VALLEY VIEW
Legal Lot Number	6
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1052
Census Tract	970700

Owner

Source: Macon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	122 APPLE TREE LN, FRANKLIN, NC 28734-9027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 20, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Aug 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOCAL GOVERNMENT FCU
May 23, 2018	Deed of Trust, Mortgage · ARM LOCAL GOVERNMENT FCU
Jul 20, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2012 · Amount on Record
Deed Sale	Apr 23, 2012 · Amount on Record
Deed Document Number	20122586
Deed Book / Page	34 / 1361
Last Transfer Date	Jul 19, 2017
Transfer Doc	B38/0667
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	122 APPLE TREE LN, FRANKLIN, NC 28734-9027
Transaction Type	Mortgage
Record Updated	Aug 23, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00Q42/2166
Date	Aug 8, 2023
Book Page	Q-42/2166
Instrument	2023004815

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	265 Months
Due	Sep 1, 2045

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	122 APPLE TREE LN, FRANKLIN, NC 28734-9027
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	V40/1048
Date	Apr 20, 2021
Book Page	V-40/1048
Instrument	2021003789

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	122 APPLE TREE LN, FRANKLIN, NC 28734-9027
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	C38/0178
Date	Aug 4, 2017
Book Page	C-38/0178
Instrument	2017005167

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	122 APPLE TREE LN, FRANKLIN, NC 28734-9027
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	P38/0873
Date	May 23, 2018
Book Page	P-38/0873
Instrument	2018003481

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	352 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	6%
Index	5-Year CMT
Max Rate	6%

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Jul 20, 2017
Property Address	122 APPLE TREE LN, FRANKLIN, NC 28734-9027
Document Number	B38/0667
Book / Page	B-38 / 0667
Map Reference	SL 61 PG 2
Instrument Date	Jul 19, 2017
Instrument	2017004724
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	149 MAYFLOWER CIR, 149, CARTERSVILLE, GA 30120-2576

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 APPLE TREE LN, FRANKLIN, NC 28734-9027

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,860 (-) Land $23,810 Building $234,050	$257,860 (-) Land $23,810 Building $234,050
2025	$941.00 (+1.18%)	$257,860 (-0.04%) Land $23,810 Building $234,050	$257,860 (-0.04%) Land $23,810 Building $234,050
2023	$930.00	$257,960 Land $23,810 Building $234,150	$257,960 Land $23,810 Building $234,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (2015–2020)
Most Recent Claim	Apr 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERBEND ESTATES private · serves 323 people · EPA ID NC0157108
Water Source	Purchased surface water from TOWN OF FRANKLIN
Last State Inspection	Apr 2026
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000

May also be available: BalsamWest FiberNET, Optimum, Vyve Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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