Erie County and Lancaster Town property record for 122 Albert Dr, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,876 sqft · built 1968 |
| Lot Size | 0.157 acres (6,840 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $170,000 (Oct 2014) |
| Tax Bill | $8,197 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Oct 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145203 115.10-6-23 |
| Primary APN | 145203 115.10-6-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,876 sqft Living Area |
| 1st Floor Area | 1,396 sqft |
| Basement Area | 480 sqft |
| Finished Basement | 480 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Lot Area | 6,840 sqft (0.157 acres) |
| Lot Dimensions | 114 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 122 ALBERT DR |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-2804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SC10 2180 162 60 X 114 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 6 |
| Legal Lot Number | 23.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 14300 |
122 Albert Dr is owned and occupied by two individuals who bought it in October 2014.
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 122 ALBERT DR, LANCASTER, NY 14086-2804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · Line of Credit WESTERN FEDERAL CREDIT UNION |
| Oct 20, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WESTERN DIVISION FCU |
| Dec 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WESTERN DIVISION FCU |
| Jul 29, 2020 | Deed of Trust, Mortgage · Line of Credit WESTERN DIVISION FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2014 · Amount on File |
| Deed Sale | Oct 10, 2014 · Amount on File |
| Deed Document Number | 2014207363 |
| Deed Book / Page | 11270 / 4940 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 17, 2026 |
| Property Address | 122 ALBERT DR, LANCASTER, NY 14086-2804 |
| Document Number | 0000110303 |
| Book / Page | 14202 / 321 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 2026110303 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 122 ALBERT DR, LANCASTER, NY 14086-2804 |
| Document Number | 0000110303, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 14202/321 |
| Instrument | 2026110303 |
| Name | WESTERN FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Change Frequency | Monthly |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 122 ALBERT DR, LANCASTER, NY 14086-2804 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 122 ALBERT DR, LANCASTER, NY 14086-2804 |
| Document Number | 0141077864 |
|---|---|
| Date | Oct 20, 2023 |
| Book Page | 14107/7864 |
| Instrument | 2023181895 |
| Name | WESTERN DIVISION FCU |
|---|---|
| Type | Credit Union |
| Address | BUFFALO, NY 14221 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 122 ALBERT DR, LANCASTER, NY 14086-2804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0139233292 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 13923/3292 |
| Instrument | 2019280230 |
| Name | WESTERN DIVISION FCU |
|---|---|
| Type | Credit Union |
| Address | BUFFALO, NY 14221 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jan 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 122 ALBERT DR, LANCASTER, NY 14086-2804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0139491353 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 13949/1353 |
| Instrument | 2020123642 |
| Name | WESTERN DIVISION FCU |
|---|---|
| Type | Credit Union |
| Address | BUFFALO, NY 14221 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 122 Albert Dr was $8,197 with a homeowner's exemption, up 254.7% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Municipality | Lancaster Village |
| Unified School District | Depew Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,197.00 (+254.69%) Homeowner's exemption | ||
| 2025 | $2,311.00 (-69.53%) | $214,000 (-) Land $31,400 Building $182,600 | $334,375 (+12.5%) Land $49,062 Building $285,313 |
| 2024 | $7,585.00 Homeowner's exemption | $214,000 (+10.31%) Land $31,400 Building $182,600 | $297,222 (+14.89%) Land $43,611 Building $253,611 |
| 2023 | Homeowner's exemption | $194,000 Land $31,400 Building $162,600 | $258,700 Land $41,872 Building $216,828 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 122 Albert Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 122 Albert Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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